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| Fri, 08-01-2008 - 9:23pm |
The month of July is over and I went the entire month without using my line of credit. Before we made the committment to get rid of our debt, I used my line of credit prior to most paydays. Then, I would pay it off on payday, but then I would be short again, and my solution was the line of credit. I only paid a tiny bit in interest, so I didn't give it much thought. But, now I realize that I was using it because I was spending too much money. But, for the month of August, I had money left over the day before every payday, and I had not used my line of credit at all. I think that this is a big change in attitude for me. Hopefully I can keep it up.


wonderful I agree with you the first step of getting out of debt is don't charge.
It is wonderful that you made it throught July Good luck for August.
Mary Ann
That definitely is excellent progress.
Kellie