I'm at a loss and don't even know what..

iVillage Member
Registered: 05-09-2005
I'm at a loss and don't even know what..
6
Fri, 08-08-2008 - 6:41am

what to do anymore!!

 

Spirited Kids are like Roses........They NEED special care and sometimes you have to get past the thorns to truly enjoy them.

iVillage Member
Registered: 03-17-2003
I just have to ask, even though I'm sure you have looked under every rock, but have you checked out all options for assistance with the mortgage?
iVillage Member
Registered: 05-09-2005

Thanx Carolyn.

 

Spirited Kids are like Roses........They NEED special care and sometimes you have to get past the thorns to truly enjoy them.

iVillage Member
Registered: 05-09-2005
Hi,
I think you should make an appointment with a bankruptcy attorney -- bring all the financial information you can. The attorney will tell you what the ramifications of the BK are and if it is the right move for you. If you don't feel comfortable with the first attorney you talk to, make an appointment with the next one on your list. The first consult appointment should be free.
The reason I'm saying this is, my friend filed for ch 13 bk last year to protect the house. The payment cannot go up for the next 5 years. He was about to lose the house, same situation really that you are in: couldn't refinance anywhere and was getting frantic.
So now he can sleep at night. His payments can't go up.
Anyway, if you make an appointment with an attorney, you would know what your options are and what protections BK can provide. You at least need the information.
Hugs,
Megan
iVillage Member
Registered: 11-17-2007

If I were you. I might try

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
I don't have any solid information on mortgage assistance.

All my best,
Danni

iVillage Member
Registered: 05-09-2005

Okay I can understand not going w/ someone who is calling you, but who do I turn to then???

 

Spirited Kids are like Roses........They NEED special care and sometimes you have to get past the thorns to truly enjoy them.