I would wait until the bill comes in that may give you about a month or so to get the money together. If it makes you short then just pay half this month and the other half next month. This way you got time to build up your efund again.
I think it would depend on what is going to cause you more anxiety. Using the CC (in which case I would definately drain the e-fund ro pay it off) or not having an efund (in which case I would leave things as they are).
I looked into it for Kita (my one year old husky/shepherd/retriever mix). It wasn't worth it. There were so many stipulations about what was covered, what wasn't, the maximum coverage allowed, etc. I just opened an ING account and had money deducted from each paycheck. I know that her shots are coming up so I have started putting extra money in the account so when the time comes I can pay cash.
Hope this helps
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
I've heard most pet ins. isn't worth the cost. They are expensive. I'm taking my Pug in to get fixed tomorrow at the local pound. It will be $30. My vet charges $120! So Iw aited a few months and went with the cheaper place. Even though my DH doesn't want me to "cut his nuts off." oh well. I'm not breeding the dog!
I would wait until the bill comes in that may give you about a month or so to get the money together. If it makes you short then just pay half this month and the other half next month. This way you got time to build up your efund again.
Insterest on 75.00 isn't that much.
Mary Ann
I think it would depend on what is going to cause you more anxiety. Using the CC (in which case I would definately drain the e-fund ro pay it off) or not having an efund (in which case I would leave things as they are).
Bex -
over 40 and tired
I looked into it for Kita (my one year old husky/shepherd/retriever mix). It wasn't worth it. There were so many stipulations about what was covered, what wasn't, the maximum coverage allowed, etc. I just opened an ING account and had money deducted from each paycheck. I know that her shots are coming up so I have started putting extra money in the account so when the time comes I can pay cash.
Hope this helps
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
What's the interest rate?
Well there are always the "fake nuts" they make for dogs!!