Creating a budget
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Creating a budget
| Wed, 08-20-2008 - 9:51am |
I thought I posted this last night but I guess I didn't save the message.
| Wed, 08-20-2008 - 9:51am |
I thought I posted this last night but I guess I didn't save the message.
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Hi and welcome to the board. You will find a lot of great advice here!
I think the short answer to your question is "it depends". What I mean is, a budget is a personal thing and there is no one size fits all spreadsheet.
Here is what I would do. First and foremost, get thee a savings account
Bex -
I budget in like 1% of our pay for us that is 30.00 a month.
Also adjust the budget as you need to - sometimes extra costs come up - other times costs change.
<a href="http://www.TickerFactory.com/debt/wsT5Uqy/"><img border="0" src="http://tickers.TickerFactory.com/ezt/t/wsT5Uqy/debt.png"></a>
a highly important part of the budgeting process is to be comparing what you are spending with what is actually going out - this helps catch the leaks.
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Thanks for your reply.
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Thank you!
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Sorry to hear you're sick. So many people I know are coming down with something (must be an end of season thing ;) )
As for ING what I am about to tell you is how it works in Canada (so it may be different then the US). What I did is fill out the request form online. I then had to "snail-mail" ING a cheque written out to myself from the chequing account that I wanted the account linked to. You can do this for any amount (I did mine for $20.00).
Bex -
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