Where do you find strength?
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| Mon, 09-08-2008 - 9:50am |
I'm having a real problem with putting extra money towards credit card payments. We have some extra (around $2000) that we've saved from bonuses, birthday presents, etc. that we've always said we'd spend on a vacation or something fun for the family (DH and the boys want an ATV). Now I'm thinking that we should put all that towards our cc debt (around $38K), but I just can't bring myself to do it.
Also, I sell real estate part time and have about $13,000 in commissions coming up in the next couple of months. That's enough to completely wipe out one of our credit cards, but thinking of all the other things we could do with such a huge amount is really hard to think about! I know I SHOULD pay off the cc, but the other part of me says "get the ATV!" "go on vacation!"
Where do you find the strength to resist?

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I'm in the US. Adding up federal, state, local, FICA, and any other standard mandatory deductions, I take home about 60% of my pay.
Kelly
Thanks everyone... you guys are so nice! I think we will hang onto the $2000 for now and keep adding to it for something fun. When I get my commissions, I am pretty sure I can bring myself to put it all toward the cc's (as long as I keep coming back and reading this post, LOL).
Ah, health insurance anyone?
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