Free online credit report?

iVillage Member
Registered: 07-26-1999
Free online credit report?
4
Wed, 09-10-2008 - 11:23am

I clicked on a banner ad in my Yahoo! email (I normally don't click those little box ads in websites but I figured if it's on Yahoo! it should be reasonably legit). It is for a free online credit report plus credit score from Transunion. It says it comes with a free "Privacy Protection Plus" trial. You get the credit report and score instantly online, credit monitoring and alerts.

This is in Canada. The website is "FreeCreditReportsInstantly.com"

A few weeks ago I went to Equifax and Transunion websites looking for the form to print or link to use to request a free credit report by mail. Couldn't find anything on the site (well, I found a link on one of their sites but it just linked me to having to pay for the report online).

I would like to do this because I am curious what my credit score would be (you don't get the score with the free paper report). But I am totally wary of this...what the free Privacy Protection/Monitoring trial would set me up for.

So, has anyone heard of this? Ever tried it? Thoughts?

Rebecca

iVillage Member
Registered: 11-17-2007
Wed, 09-10-2008 - 2:10pm

don't do it you will never get it started once they start and it is for me a rip off.


Mary Ann

iVillage Member
Registered: 08-29-2006
Wed, 09-10-2008 - 2:12pm

Annualcreditreport.com is the one that has been repeatedly suggested to me and I do use it myself.

iVillage Member
Registered: 04-10-2003
Wed, 09-10-2008 - 2:28pm

Don't go through free credit report places! They


Bex -

iVillage Member
Registered: 07-26-1999
Thu, 09-11-2008 - 10:36am
Thanks to all of you...I won't sign up for this. I've signed up for numerous free samples of products and all of a sudden I am getting a lot more spam, and I think it is for a sample site that I never actually submitted the form for...so I am wary of this free trial.