Nervous

iVillage Member
Registered: 08-23-2005
Nervous
6
Sat, 09-20-2008 - 4:44am
I've been MIA but our debt has climbed. Mom had another stroke & she isn't working so I had to charge her medicine+copays+etc. So our debt climbed...we did however pay off $6800 of our debt in the past few months but credit score has been hit due to the increase in debt to income. Last Wed I lost my job (horrible work environment so I'm okay with it) but stressful none the less with half of our income dropped! Fast forward to today, I got a job offer but its contingent on a background check - criminal, credit, drug testing. Nothing will come up with criminal or drug test. I'm so worried about the credit check though....has anyone lost a job offer due to bad credit? Please keep me in your prayers - I'm so nervous!

lvhunnie2005

lvhunnie2005

iVillage Member
Registered: 04-22-2007
In reply to: lvhunnie2005
Sat, 09-20-2008 - 8:12am

I've never applied for a job where a credit check was

<a href="http://www.TickerFactory.com/debt/wsT5Uqy/"><img border="0" src="http://tickers.TickerFactory.com/ezt/t/wsT5Uqy/debt.png"></a>

Avatar for cl_phocid
iVillage Member
Registered: 03-26-2003
In reply to: lvhunnie2005
Sat, 09-20-2008 - 10:02am

I got a job working for an insurance company years ago, back when my credit wasn't great, and I had some late payments and charged-off accounts.

It's not that they said yes/no based on the credit report...I had to *discuss* it with the HR rep and explain each and every negative to her. Ugh. I felt about *this* big having that conversation. It almost made me not want the job. But...I got through it, I got the job, and I stayed there for 3+ years, so all worked out in the end.

All my best,
Danni
cl-phocid, Debt Support Group



All my best,
Danni

iVillage Member
Registered: 08-23-2005
In reply to: lvhunnie2005
Sat, 09-20-2008 - 10:38am
Thanks Danni - I came from an insurance background and we just recently started to be late on a few things. Not horrible but not what I'd like either. UGH I'm hoping that it will be fine since I know the other stuff will come back fine.

lvhunnie2005

lvhunnie2005

iVillage Member
Registered: 09-01-2008
In reply to: lvhunnie2005
Sat, 09-20-2008 - 10:44am

I'm new but I just wanted to wish you luck. Hopefully, the credit check will be okay and you'll get that job. I hope your mom is doing better! Let us know.

Kim

iVillage Member
Registered: 04-12-2007
In reply to: lvhunnie2005
Sat, 09-20-2008 - 12:53pm

Hi,


I've been on the

iVillage Member
Registered: 08-23-2005
In reply to: lvhunnie2005
Sat, 09-20-2008 - 4:41pm
Thanks! I'm just really nervous and hope they give me a chance to explain what's been going on. Sigh.

lvhunnie2005

lvhunnie2005