My story could be worse

iVillage Member
Registered: 09-20-2008
My story could be worse
4
Sat, 09-20-2008 - 1:35pm
Our family has never owned a home and probably won't until 5 years or more down the road. We are raising our family in an apartment. My husband makes pretty good money but we have gotten so behind on bills that we are paying large amounts from paycheck to paycheck leaving us without money. I had my car repossessed because it kept breaking down and was costing tons to keep fixing it. Now we are sharing a car. I budget our grocery bill to be $175 to $200 every two weeks which hardly buys anything for a family of five. We are in debt management and pay $410 each month to them to disburse to our credit cards and unsecured debt. Also we rack up on over drafts from the bank and typically owe $600 or so to the pay when payday comes. It's so sad. We have put away our check debt cards and are operating with cash to avoid over drafting. We make too much to qualify for any kind of help so we are on our own. I've put the dream of home ownership out of my mind.
I choose to be happy and work with the negative.


Blessings,
iamconstantlygrowing
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I choose to be happy and work with the negative.
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iVillage Member
Registered: 08-22-2008
Sat, 09-20-2008 - 4:27pm
I know that hunger to have a house!
iVillage Member
Registered: 09-20-2008
Sat, 09-20-2008 - 6:53pm
Thank you. I do try to make my little apartment as home like as possible. It's helps.



Blessings,

iamconstantlygrowing

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I choose to be happy and work with the negative.

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Blessings,
iamconstantlygrowing
---------------------
I choose to be happy and work with the negative.
---------------------
iVillage Member
Registered: 03-16-1999
Sat, 09-20-2008 - 8:57pm

Hi! I've been where you are now.

iVillage Member
Registered: 09-20-2008
Sat, 09-20-2008 - 9:44pm
Thank you so much! We may not be losing a house or claiming bankruptcy, but not having money for groceries is extremely worrisome. Almost having all your utilities turned off cuz your balance has just grown even though ya try to nickel and dime them. The sad thing is that we make decent money if we can just get back on track with bills and stop owing the bank half of our check every two weeks.



Blessings,

iamconstantlygrowing

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I choose to be happy and work with the negative.

---------------------


Blessings,
iamconstantlygrowing
---------------------
I choose to be happy and work with the negative.
---------------------