Yay for you! It sounds like you have a good plan for the future, and that is definately half the battle. I think closing your CC's is the best thing you can do, and I would still recommend cutting them up while you wait. I hope everything works out! Let us know when
I work for a credit card company...I have to say to close the newest cards, and keep the 2 that have been open the longest....creditors look at open accounts on your credit as "potential debt", which can also affect how much you can get a loan for and your apr.
Pages
Well, first of all, I'm glad you have
Bex -
Hi Bex - you are correct, since I won't be buying a new car for a few years, my credit will have the chance to build itself back up.
Yay for you! It sounds like you have a good plan for the future, and that is definately half the battle. I think closing your CC's is the best thing you can do, and I would still recommend cutting them up while you wait. I hope everything works out! Let us know when
Bex -
Hello!
I work for a credit card company...I have to say to close the newest cards, and keep the 2 that have been open the longest....creditors look at open accounts on your credit as "potential debt", which can also affect how much you can get a loan for and your apr.
Pages