A Fresh Start
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| Sun, 10-26-2008 - 2:54pm |
Hi everyone. Most here probably don't know me but I was on this board a lot a year or so ago. I was on the verge of suicide. I had got myself in so much debt, sometimes I had no money to get to work. My family thought I was gambling online and that was why I was broke. I nearly went out of my mind!!! I couldn't sleep, I couldn't eat........finally, I had to take a leave from work because I didn't have the mental or physical energy to even go to work. I was about $55,000 in debt and had a mortgage on my house. I am divorced and so had only my income to rely on. I maxed out - like in a drunken stupor, I charged myself into a position where I couldn't charge anymore and that's when my world turned hellish - not being able to pay bills, creditors calling me at work, etc. I thought there would be no end.
Some encouraged me to claim bankruptcy and I wish I had done it when they first suggested it. Instead I waited until the last possible moment and finally gave up the fight. I declared bankruptcy and lost my house. My life was a NIGHTMARE!
I got an apartment and joined Debtors Anonymous. Since then, life has become easier. I read the book, "How to Get out of Debt and Live Prosperously" by Jerrald Mundis and attend weekly meetings. I also participate in telephone meetings. This group has REALLY turned me around.
What we have (or most of us have) is a disease of compulsivity. We aren't bad, terrible or stupid - unfortunately, we were born with this kind of addiction of sorts. I have found much peace and promise in Debtors Anonymous and have forgiven myself for the mistakes I made. I take things one day at a time and don't borrow money anymore. Geesh...I had lines of credit, credit cards, payday loans...the works! I am so glad to be free of all this. If you think you might be a compulsive spender, go to debtorsanonymous.org - I think they have some questions for you to ask yourself to see if you are

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I remember you.
So glad you posted and are getting the help you needed.
MYM
I remember you, too, and am glad you are doing okay.
Take care,
Robyn
(((Travi)))
I remember you! I often would come to this board wondering how you were doing. I'm so glad you checked in to let us know how amazing you are doing! I'm so glad!
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
Oh Travi, you have been through so much.
Travi
Trav,
So sorry to hear about your dad.
MYM
Travi
Travi
I remember you too, and have often wondered how you were doing, and praying you were still around even if you were not on the board!!!
It does sound like you are in a much better place right now and I am SO very GLAD about that!!
Sorry to hear about your father.
Hi
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