I can't answer your question but I find the current economic situation quite scary and I wouldn't personally be taking on any new big debt like that. Besides, if you hold out awhile longer and the economy gets worse, and you can still afford it, you might get a really, really good deal on that new truck right around, say January or February after Christmas when nobody is buying anything at all. My new mantra is to save my pennies for now and see just what kind of good deals I can get leading up to Christmas and after Christmas. Just my 2 cents.
It is a 1999 Ford Ranger 4wd which would be good for DH in the fact that he goes out at all hours of the night to plow and he is the first one out when the roads are bad.
I check out this website when I have questions about credit.
Credit cards have no clue what your debt to income ratio is.
All my best,
Danni
Danni took the words right out of my mouth.
over 40 and tired
I would reconsider the gap insurance.