charge off question ...
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charge off question ...
| Fri, 11-07-2008 - 10:27pm |
Once accounts show as a charge off, how can you get that removed from your credit report -- is there any way possible?
| Fri, 11-07-2008 - 10:27pm |
Once accounts show as a charge off, how can you get that removed from your credit report -- is there any way possible?
charge off shows up as a 9 and that is not good. It will stay on your report for at least 8 years from the charge off date. Someone told me that has been chanced to 5 years but I think that 8 is still right. Nothing you can do to get it off except to out live it.
Mary Ann
Charge offs are very bad on your report.
The charge off will appear on your credit report for a full 7 years from the date of charge off.
In theory you can "pay for delete" but I have never seen this happen.