Sunday night
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Sunday night
| Sun, 11-09-2008 - 10:20pm |
Well,
I did it..............
I decided to get brave and see my FICO
| Sun, 11-09-2008 - 10:20pm |
Well,
I did it..............
I decided to get brave and see my FICO
Congrats on biting the bullet and checking out your score - sounds like it was a positive thing! DH and I are lucky that our scores remain good despite our high balances. Just shows that we waste WAYYY too much money each month. We're really working on budgeting to pay things down as we go. Right now I'm playing the % game with our cc. Transferring to get a better rate. So far we've been successful with a couple cards. Looking to do one now where the rate is 0% until it's paid off for balances. To do this, you MUST, MUST, MUST make sure to make the payment ahead of time every month. I do it like a week ahead. They are so much easier to pay down -- and you see results so much quicker -- when the interest rates are below 5% -- especially 0%!!
Keep up the good work and remember to take care of yourself first!