New here- Question Debt Consolidation
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| Tue, 11-25-2008 - 12:48pm |
hello all,
I am brand spankin' new and in a world of hurt. I too, am at the end of my rope. I had a great paying contract job all last year, and during that time, got credit cards and ran up debt. Okay, not proud of it, but what is done is done. I don't use the cards anymore and now out of a job for five months and this economy is making it tough to find another one and the monthly fees are going up up up. I can't even talk to the companies, I am too freaked out. But something has got to give. Wondering about Debt counseling and consolidation companies. I have been warned it will kill my credit rating- but hey, do I really have a choice? I live in New York City, and I am wondering any advice on should I use a credit consolidation company? If so, any recommendations?? Thank you all for listening. Also, is Debtors Anonymous a good place to go? I am not a real spender, I am basically someone who is out of a job, and, well, I can pay due to the unemployment.
Thanks again everyone!
