I say pay off the balance with the 28.99 interest. Wow, that is a stinky rate. Transfer some if you can if the other balances go down or there is room on any of them? Possible to get another new card with a lower rate and transfer the balance then close that card? I would then try to snow flake the b of a card. It is your smallest balance besides the new one and I bet it would feel great to get it paid off. Be careful with your line of credit. You know your self, will you pay it down or just keep using it? Can you work with your bank to turn this into a loan?
I say pay off the balance with the 28.99 interest. Wow, that is a stinky rate. Transfer some if you can if the other balances go down or there is room on any of them? Possible to get another new card with a lower rate and transfer the balance then close that card? I would then try to snow flake the b of a card. It is your smallest balance besides the new one and I bet it would feel great to get it paid off. Be careful with your line of credit. You know your self, will you pay it down or just keep using it? Can you work with your bank to turn this into a loan?
Good Luck
I am sure you will be totally confused by the time everyone puts their two cents in but here is my two cents.
First go and apply if you can with either Kroger or First national of Omaha they are both offering little interest on
I guess I could have given a little more background on this.
I forgot to address some of this :)