Just a question

iVillage Member
Registered: 12-23-2005
Just a question
10
Tue, 12-09-2008 - 1:02pm
I am not trying to start anything but I just have a question and hoping that I am not the only one that feels this way
iVillage Member
Registered: 08-22-2008
Tue, 12-09-2008 - 1:24pm

I've felt that way too sometimes.

iVillage Member
Registered: 03-27-2005
Tue, 12-09-2008 - 1:44pm

Personally I don't.

iVillage Member
Registered: 07-05-2006
Tue, 12-09-2008 - 1:52pm

They may think it is the easy way out, but 7-10 years of horrible credit doesn't seem like a good trade off. And they will probably get right back into debt because they haven't learned their lesson yet. My parents declared bankruptcy and it was awful. We lost our home and our car (I was 17). They ended up trying to fix their credit by getting a car loan with horrible interest on a junker car! My mom just recently bought a house after 10 years of horrible credit. I know I wouldn't want to declare bankruptcy. It does sometimes seem like the easy way out...but that's only temporary. I think in the long run, it is the harder thing to deal with.


Abbie

iVillage Member
Registered: 11-17-2007
Tue, 12-09-2008 - 4:00pm

iVillage Member
Registered: 12-23-2005
Tue, 12-09-2008 - 7:26pm
Thank you for making me so much better that is exactly how I feel. It makes me so angry sometimes seeing these people have all new things in there homes and big tvs and I am sitting here with a normal size tv and things that I have had for years but you know what I guess deep down I feel better and more proud of myself for doing it the right way!!
iVillage Member
Registered: 03-17-2003
Tue, 12-09-2008 - 8:04pm
You may feel you are doing it the right way and you should feel very proud of yourself for dedicating yourself to your financial goals.
Avatar for earnhardt_jr_fan
iVillage Member
Registered: 03-25-2003
Tue, 12-09-2008 - 8:27pm

*claps* AMEN!


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iVillage Member
Registered: 03-17-2003
Tue, 12-09-2008 - 9:41pm

"It annoys me when people assume that everyone who files for bankruptcy has been living the high life and then decides they don't want to pay for playing." Add to that people who think families should be stripped of everything.

iVillage Member
Registered: 12-23-2005
Tue, 12-09-2008 - 10:51pm
I am just going to say I am sorry for offending people maybe I just took this one situation that I know and put it toward others. I didn't mean or think anything
Avatar for earnhardt_jr_fan
iVillage Member
Registered: 03-25-2003
Tue, 12-09-2008 - 11:15pm

What Carolyn and I are trying to show you is that not everyone who files for bankruptcy does it because they wanted to drive high end cars or live in homes they can't afford. Most people who file do it because they see no other option and they've done EVERYTHING in their power to try and fix it without having to resort to bankruptcy. I can assure you that for most people bankruptcy isn't something they turn to quickly, easily or without shame and embarrassment.


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