Having a hard time w/extra cash
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| Tue, 12-09-2008 - 5:17pm |
So my business has done well the past couple months & DH has had a good go of it too. Early next year looks pretty good too. As we start to see larger checks roll in, I'm still fighting the urge to sit on the money, fearful of times when we couldn't pull things together and had to put things on cc (of course we had no budget and were flying by the seat of our pants.) It's like I'm so mad at myself for being stupid for so long!
Thankfully, now I know better. And I KNOW I know better. But the bigger the cushion, the better I feel. We've never had savings like now, and while I know paying the debt off should be the number one priority, I just hate to have my EF at a lower level.
Anyone else have a hard time parting with funds these days or am I just being crazy (quite possible!!)? I could easily wipe out three cc with the amount I have squirrled away -I'm just scared. But I'm so tired of doing this "debt dance" as well.
Anyone else ever feel this way or have any insight for me???

I guess you and I could be sisters. I feel just like you do.
When we were first married we were very poor I mean like go to bed hungry poor. Every time something would happen we would have to go into some loan company with our hat in our hands almost begging for loans. Then I started a change jar with 7 pennies. I would do silly things too like add a few cents