Lost my job today!

iVillage Member
Registered: 03-20-2007
Lost my job today!
10
Fri, 12-12-2008 - 9:32pm

Oh dear God. I lost my job today. I have never been let go from a job before. I am so stunned and upset. Where do I start? I have $500 in an emergency fund but that won't begin to cover anything. My debts are so high and I am shaking. I have not even begin to fathom that I do not have a job. I can get unemployment and I know my family would help but they would be shocked by the amount of cc debt I have. I live in a small town and jobs are few and far between. Please any advice would help. Thanks for listening.

KRG

iVillage Member
Registered: 07-05-2006
In reply to: krg38
Fri, 12-12-2008 - 10:26pm

WOW- So sorry to hear this...these times are so scary right now and none of us know if we're safe. I don't think I have any advice because I've never been in that position, but I can understand how shocked and overwhelmed you must be right now.

iVillage Member
Registered: 06-03-2006
In reply to: krg38
Fri, 12-12-2008 - 10:44pm
I agree with the pp to call your credit card companies. Maybe they will at least let you skip a months payment. Sorry I can't offer any other advice.
iVillage Member
Registered: 11-14-2008
In reply to: krg38
Sat, 12-13-2008 - 1:24am

(meant to address this to krg38)


iVillage Member
Registered: 04-12-2007
In reply to: krg38
Sat, 12-13-2008 - 7:37am

The other posters gave you some good advice...I just wanted to say I am so sorry this happened to you.


Big Hugs,


Robyn


Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
In reply to: krg38
Sat, 12-13-2008 - 9:09am

I'm so sorry!!!

iVillage Member
Registered: 09-20-2004
In reply to: krg38
Sat, 12-13-2008 - 11:45am

Wow.

iVillage Member
Registered: 08-22-2008
In reply to: krg38
Sat, 12-13-2008 - 11:54am

$500 beats $0, so that's a help.

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
In reply to: krg38
Sat, 12-13-2008 - 1:20pm
I'm so, so sorry. My prayers are with you to find something fabulous soon. Please keep us updated!

Photobucket


Photobucket Photobucket Photobucket



Goal #1:

Sarah
iVillage Member
Registered: 10-06-2008
In reply to: krg38
Sat, 12-13-2008 - 4:20pm

I learned MT so that I'd never be out of work and could work at home. It's the best decision I ever made. Relax. You are stressed. You will think more clearly if you are more relaxed. If you can't pay your cc bills, don't. If you can get help paying them from family, ask for help. Plan to go on unemployment for a few months. Use this time to think creatively rather than stressfully.

Ideas:

-Put up ads for housecleaning jobs. You can charge $15-$20 an hour or $60-$80 per house.
-Look for Nanny positions.
-Not sure if you are single, if you are, is it an option to be a live in Nanny and store your stuff in a storage unit?
-Should you consider scaling down on where you live? Do you rent? If so, should you consider a smaller or less expensive place?
-Can your bring in a roommate for a year to help w/ expenses?
-Can you use this time to learn a new skill and start a different career path? I live in a small town of under 6,000 and there are NO jobs here. However, that doesn't affect me. I get to live in a wonderful little small town, low crime, and low cost of living because I do MT and can work for a company 10 states away.

I know you are frightened but many times a lost job can be a blessing in disguise to move you in a whole different direction with your life.

Fast jobs one can get right away in most areas:

-Telemarketing. If you are good at it, the pay can be great for part-time. I've done this when between jobs.
-House cleaning jobs on your own.
-Certified nursing assistant...some places offer the training and pay you while you train. It's HARD back breaking work, but it is a fast train and nearly everywhere has nursing homes that are hiring. It could be temporary.
-I'm not saying that you "would" do this type of work or would even "want" to but it's legal and I've done it when in a pinch- the adult lines are always hiring. The pay is outstanding and you can do it from home and be and going w/i a week or so.

Good luck to you.

iVillage Member
Registered: 04-10-2003
In reply to: krg38
Sun, 12-14-2008 - 5:43pm
I just wanted to send you positive vibes! Try to relax and don't make any major decisions while you are reeling from this! The PPs had some great ideas! Sending you positive thoughts!

Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."



Bex -