Questions for you 12/19

iVillage Member
Registered: 09-22-1999
Questions for you 12/19
6
Fri, 12-19-2008 - 2:15am

1.

iVillage Member
Registered: 03-26-2003
Fri, 12-19-2008 - 5:37am

1. What do the holiday cards you are sending out this year look like? **I haven't sent them yet, but they have a picture of Santa on the front. They're cute.** What do they say inside? **May your Christmas be filled with wonder and delight!** Are you sending more or fewer cards than last year? **Probably fewer** Are you not sending cards? **If I don't get my butt in gear, I won't be sending any cards!**

2. Have you received any holiday cards? **a few** Did you get more or less than last year? **seems to be less this year** Any cash or newslettters enclosed in them? **I got a card from my mom with cash in it and a card from my niece with a newsletter.** Did you get any from someone you haven't heard from in a long time? **no** Did you send a card to anyone you have not heard from in awhile? *nope*

3. What is the easiest change you have been able to make towards saving money and/or paying down debt? **Our debt is gone and I gotta tell ya, nothing was easy. lol** What is the most difficult thing for you to change? **the most difficult thing for me was giving up control. Now that I've done it and it's been two years, I don't know why it was so hard.** Has the effort been worth it so far? **Absolutely worth it.**

Sue





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iVillage Member
Registered: 07-05-2006
Fri, 12-19-2008 - 9:03am

My holiday cards are 4 pictures of my kids with a simple Merry Christmas on them. I never take pictures of myself because I've gained 70 pounds since any of my family has seen me. That's never fun! I am sending less cards then last year. Just 25 to good friends and close family. I got the cards on a deal. 25 cards for 20 cents on snapfish. So the biggest expense was the stamps.


I have received very few cards compared to last year. Only 3 and one of those was from the YMCA so I don't know if that counts. That's very strange. Never had cash in a card, so no on that one! And no newsletters yet.


The easiest thing for me to change was keeping track of my expenses. I enjoy the process because I'm highly anal! Me keeping track of what I spend gets rid of all those little expenses like late fees and overdraft fees. The hardest thing for me to change

iVillage Member
Registered: 03-27-2005
Fri, 12-19-2008 - 9:19am
iVillage Member
Registered: 09-07-2003
Fri, 12-19-2008 - 9:47am

Teresa
http://www.affordingpickles.blogspot.com

iVillage Member
Registered: 11-14-2008
Fri, 12-19-2008 - 3:46pm

1. What do the holiday cards you are sending out this year look like? What do they say inside? Are you sending more or fewer cards than last year? Are you not sending cards?

**I bought my store brand cards last year for 44 cents a box. they have a nice Santa on them. I only sent out 6 cards. That is about normal for me. I have no idea what they say inside. To those 6 people I sent little school pics of my kids.

2. Have you received any holiday cards? Did you get more or less than last year? Any cash or newslettters enclosed in them? Did you get any from someone you haven't heard from in a long time? Did you send a card to anyone you have not heard from in awhile?

**I have received 5 cards. Some money in them that went on my loan. Same cards I get every year.

3. What is the easiest change you have been able to make towards saving money and/or paying down debt? What is the most difficult thing for you to change? Has the effort been worth it so far?

**On this journey of mine the easiest change I have been able to make is doing online banking. I love it. I can transfer money from business to personal and pay my debt and see it applied immediately. Difficult.........is not being able to make the total go down fast enough! And early next year I might have to take a step backwards from my two steps forward this past year. We will see, but if I do.........it will be very hard on me. If I can make it to April and may without taking a step back, it will be very worth it. And when this is paid off, I'm having a party, even if it is a small celebration just for ME! I will get there eventually.



iVillage Member
Registered: 10-01-2008
Fri, 12-19-2008 - 4:08pm

This may sound like a scrooge, but I have never done holiday cards from our family. I always felt like it would blossom into a snowball that would not quite growing.


The cards we have received have been from long time friends that live some distance away. They are mostly of their children.

Norma


"Patience is the best remedy for every trouble"- Plautus