Do you still use credit cards?
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Do you still use credit cards?
| Sun, 12-21-2008 - 2:20pm |
Do you still use credit cards?
- Yes, and I regularly buy stuff I shouldn't.
- Yes, but just to get by (groceries, utilities, etc)
- Yes, but I pay them off when the bill arrives.
- Occasionally.
- Rarely.
- I don't have open credit cards.
- I have them but don't use them.
- Other.
You will be able to change your vote.

I use two credit cards.
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
I have a Costco / American Express card that pays me back 2% on every purchase. For five years now, I have put all my christmas presents (about $600 this year), my car repairs (this was a bad month for that!), all groceries and dry goods buys, etc. on that card and I enjoy a little bonus every new year. The card does have a fee but I make back a lot more from the 2%.
Recreating Myself
Can I combine 2 of the yes answers?
Becky
CL of 4th, 5th & 6th grade Scoliosis
Great question!
I, too, have a "cash back" card (2%) so I use it for gas, groceries, etc.
Teresa
http://www.affordingpickles.blogspot.com
We have three cards.
I don't think being a month behind matters, as long as you're within your budget. For example, if you're spending the same amount on gas as you would otherwise but using a credit card to speed things up at the pump, there's no difference. If your average gas expense is $200/month, it doesn't matter whether that month is December or January, does it?
I keep a mental tally, or look at the receipts, for things that are discretionary, such as clothes. I kind of know when I'll have to shop for the next season's clothes for my kids, and when DH is going to buy his; I work my spending around that and try to keep it all in line with the monthly average amount.
Kelly