New...excited to pay stuff off !! Hi
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New...excited to pay stuff off !! Hi
| Wed, 12-31-2008 - 3:53pm |
Hi - I finally found a place for me !!!
I am Shannon --- (waving) and I have 2 kids who are 14 and 10.

Jump in anytime. Glad to have you.
Just keep those little amounts coming I have to do my snowflaking in little amounts too. We are low income
Now that your credit score is going up Call your auto and homeowners insurance and see if you can get a better discount on them. What some companies charge is related to your Fico score Higher the score lower the payment. I would call them the first thing after the first of the year and at least ask. What do you have to lose.
I have been trying to do a real budget for the last couple of weeks. This sight I got the percentages off of said auto is suppose to be a 10% of your bring home pay a month. You might consider this I know I am because our car is 14 years old with almost 200,000 on it. No matter what my husband's says the car is not going to last forever. So what I am going to do is figure what the 10% of our income is take off the gas purchases and the auto insurance and what is left of the 10% I am going to start an auto fund for the repairs or the replacement of the car. This might also be a way for you to go too.
Happy New Year
Mary Ann
Hi, Shannon, and welcome to the board.
Your situation certainly sounds workable and I love your spunky attitude; I hope you stick around.
Robyn
Hi Shannon,
Oh I am a year and a half divorced with an 8 and 11 year old boys. I am blessed with a wonderful bf as well. Tell me this gets better...........I am really hoping the 2 years more, (where you are at) sees me out of debt. But you seem really happy and I wish you the best. Post often and we will get through this together. Welcome!
Mary Jo
Congrats on all the good moves thus far!!!
I would recommend building that Efund up to $1,000 - especially since you have car issues. Snowflaking is great, but once you pay that money on bills, it is gone, and you can't get it back! :-)
Get several estimates on your car troubles, and get recommendations from people you trust.
Good luck!!!