Baby Steps

iVillage Member
Registered: 09-22-1999
Baby Steps
5
Thu, 01-01-2009 - 10:48pm

So I have learned that the debt journey can contain baby steps to get to the goals...So what baby steps are you starting the debt journey in 2009 with?


Littlesbigs

iVillage Member
Registered: 10-01-2008
In reply to: littlesbigs
Fri, 01-02-2009 - 10:09am

1)

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 03-27-2005
In reply to: littlesbigs
Fri, 01-02-2009 - 11:30am

So I have learned that the debt journey can contain baby steps to get to the goals...So what baby steps are you starting the debt journey in 2009 with?


The baby steps we are focused on right now include setting aside money to hopfully help ds with college.

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
In reply to: littlesbigs
Fri, 01-02-2009 - 11:48am
My first baby step was to add ALL of it up, including the past due on utilities and small amounts that we owe here and there. Because so much of the journey for me is the mental game, being able to count every bit of progress I make will really help me to stay motivated.

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Goal #1:

Sarah
iVillage Member
Registered: 07-02-2008
In reply to: littlesbigs
Fri, 01-02-2009 - 12:08pm

Baby step :


Once DH gets his overtime check in January put $200 more at least into savings to get us to a $1000 EF cushion.


Book and pay for our April vacation / friends wedding in Boston in CASH and put nothing on c/c's.

iVillage Member
Registered: 05-20-2005
In reply to: littlesbigs
Fri, 01-02-2009 - 12:28pm
I increased my 401(k) contribution 1%.

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