Oprah's Debt show today...get $100

iVillage Member
Registered: 07-05-2006
Oprah's Debt show today...get $100
9
Thu, 01-08-2009 - 8:58am

Oprah is doing her Bestlife week this week and today is the episode on Debt and money. I really love Oprah and I really love Suze Orman, so when they get together, I always watch. But today I can't watch and I'm just heartbroken. I have piano lessons on 4 of the 5 days Oprah is on so I rarely get to watch Oprah and since I'm trying to save money every way I can, of course I don't have cable or DVR so I can't record it for later. But I just checked her website and I wanted to post that today they are going to be running a special. If you sign up for a 'Save yourself' Ameritrade Savings account and you deposit $100 dollars each month for 12 months, Ameritrade will give you $100 dollars.

Here's the link: http://saveyourself.suzeorman.com/aboutplan/page1.html I hope the link works. I'm thinking about doing it, but I honestly don't know if I can save $100 dollars a month. I save 40-50 dollars now, I guess that's only $50 dollars more. $100 free dollars is a lot of moolah! And if anything super interesting is said and someone watches it, post the details for me.

iVillage Member
Registered: 04-28-2007
Thu, 01-08-2009 - 10:14am
i know this is so old school and most people dont even have on anymore but i borrowed my dads vcr and have been setting the timer to record the shows im going to miss. were saving so much money by not have dvr or extended cable services. especially since our cable is free w our rent, but even still oprah is on local channels :)

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iVillage Member
Registered: 03-25-2003
Thu, 01-08-2009 - 10:26am
I'm pretty sure this is something Suze was promoting in Women and Money. I think it's something you'll still be able to get in on later if you can't afford it now.


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iVillage Member
Registered: 09-07-2003
Thu, 01-08-2009 - 10:34am

Oh good!

Teresa
http://www.affordingpickles.blogspot.com

iVillage Member
Registered: 07-26-1999
Thu, 01-08-2009 - 10:44am

When I didn't have cable I got a friend at work to record one show a week for me.

If you save $40-50 a month now, is that extra $50-60 (to make up the $100 you'd have to save for this deal) already going to debt payment? If it is, you may be better to leave it at that, keep paying the extra to debt instead of saving it. That assumes you have that $$. If you have that money as part of your cash flow and it's just leaking away through cracks, then why don't you challenge yourself to save $100 a month? It would be really good motivation to enforce savings and after a year you'd feel good about the accumulated amount and you'd probably have formed that habit of savings and keep doing it.

Oh, I don't know what kind of account it is you have to use? Is it just a savings account where your money is guaranteed? I wouldn't be investing in funds right now unless you are comfortable with never seeing that money again. Just my thoughts.

iVillage Member
Registered: 01-06-2009
Thu, 01-08-2009 - 10:52am

If you want I have still got the copy of Women and Money by Suzi they gave away a year ago I could send you the file.


It is a pretty basic book.


Mary Ann


There is something wrong with my settings on here and I can't personal emails anymore Becky and I worked on it all yesterday I even got a new name and the email still doesn't work


But here is my personal account kimbler@bellsouth.net.


The book is around 250 pages if you print the whole file out.


iVillage Member
Registered: 06-18-2004
Thu, 01-08-2009 - 10:56am

This is something that Suze was promoting in Women and Money.

iVillage Member
Registered: 07-05-2006
Thu, 01-08-2009 - 11:18am
It is money that is just falling through the cracks. According to my budget, I should have an extra $500 dollars at the end of each month after I pay my debt. I currently put 10 dollars a week automatically into my current savings account. I've been snowflaking more into it as I'm able. I have programs set up with all of my debt that I currently am able to pay with little trouble. There's one last CC in collections that I haven't started a payment program with yet, but that is in the works once I get my tax refund back. So I think that this may be a good option for me. I have been really trying to concentrate on getting my Emergency Fund set up. I think it's vital for me to have one with my paycheck to paycheck lifestyle. I learned a little about the account. It earns about 1% interest, which isn't great, but it's the same as my current savings account and you can access your money at any point which was my big worry. As an EF, I need access to the money relatively easily. It would be a challenge though to put $100 dollars a month into savings, it's just not something I'm used to since we've lived hand to mouth for so many years, dealing with one disaster after another.

iVillage Member
Registered: 07-05-2006
Thu, 01-08-2009 - 11:20am
I emailed Ameritrade that very question and they said you could withdraw funds whenever you wanted. So I'm thinking of using it as my Emergency Fund as well. Why not transfer the money that I'm going to be saving for EF anyway and then make $100 bucks on it at the end of the year?

Community Leader
Registered: 07-26-1999
Thu, 01-08-2009 - 12:07pm

As another poster indicated, this is the same thing Suze was promoting in her Women and Money book.

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