Wrong info on credit report!!
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Wrong info on credit report!!
| Sun, 01-11-2009 - 12:53pm |
I looked up my free equifax credit report yesterday, and I have two accounts on there that certainly don't belong to me. One is a collection and the other is a credit account. I am so mad because now I have to start investigations on each one, wait for them to let me know what happened and than start to look into everything else myself. It is soooooo time consuming.




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To Lulu
At least what you got on your credit report can be fixed. I got two reports from USBANK when we refinanced our other house that looks like we owe over a 100,000 on the house instead of around 55,000 and I can't get anyone to take at least one off the report. It will work itself out in time but it has caused us some problems unless the person that is looking at our credit report really looks and reads it hard.
We were approved for a loan but then after they did the appraisal we were approved for a larger amount. Both the loans are listed with the same loan number on them in our credit report. Bank will not remove one because it was a true amount and loan at the time it was reported and neither will the credit reporting agency So we wait the 7 years until it just gets old enough to be removed.
Good luck to you
Mary Ann
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