Obsessed

iVillage Member
Registered: 12-23-2005
Obsessed
9
Sat, 02-14-2009 - 9:53am
I was just wondering if it is normal to just be obsessed with the fact of being cc free. Alittle background my husband had alot of cc debt when we got married and for a couple years we were both working full time things were going well so I thought. I am now a sahm and now I have
iVillage Member
Registered: 11-17-2007
In reply to: mandy982005
Sat, 02-14-2009 - 10:33am

I don't know how normal you are. But if you aren't then there are a lot of folks that aren't normal either.


Count me as one. I worry all the time. I am scared that every day when the mail comes there will be a letter from one of our cards that we owe. Saying that they are going to raise our rates. I don't care about the ones we don't owe. In fact I have already gotten one letter saying an account was being closed.


Citi worries me the most because they are in trouble.. Our Union Card comes in next because they have started playing with the daily balance so they can charge more interest.. I am not so worried about the First National's of Omaha because it seems that bank hasn't been in the news much. So it must be Ok. If we lose our low interest

iVillage Member
Registered: 04-08-2003
In reply to: mandy982005
Sun, 02-15-2009 - 7:11am

I'm right there with you. I feel that I obsess over every little purchase and then kick myself if something doesn't work out. I scrimp and scrimp and then find out that my husband is buying juice at work! I totally snap and he looks at me like I'm crazy. He then suggests that he can take over the finances...and that would make me snap even more! I like the power of knowledge...the thought of him handling it and me not knowing would drive me even more crazy. So...I need to take a step back and give him his "crazy" money or we will all go insane.

Oh well...get me a seat on the crazy bus!

iVillage Member
Registered: 04-12-2007
In reply to: mandy982005
Sun, 02-15-2009 - 9:24am

Hi, Mandy.


I, too, was like this for the first several months of our debt repayment.

iVillage Member
Registered: 02-13-2009
In reply to: mandy982005
Mon, 02-16-2009 - 1:43pm

Gosh I do the same thing from time to time. I have days where I take a few days off from thinking about our finances or even calculating things. I believe I can drive my hubby nuts and I have to take a step back and have some fun. Today he went to a Magic shop with a friend to make a purchase and then to a freebie event, I am truly grateful that his friend is cautious with money and am hoping it rubs off on hubby more. I do catch myself from time to time obsessing about it all but I know it isn't good for me or others around me. It takes time to find a balance and you will find it. Keep working it!

~~Maggie~~

"The borrower is slave to the lender!"

iVillage Member
Registered: 10-01-2008
In reply to: mandy982005
Mon, 02-16-2009 - 1:53pm

I'm obsessed with my husband collecting money due him from his employer.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 10-28-2006
In reply to: mandy982005
Mon, 02-16-2009 - 1:55pm

Hey save me a seat on the bus! I am constantly looking at my account balances, plotting what to do with my money, avoiding spending, etc...


It has been this way for 2 years now since I have grown a brain and started figuring out where my money needed to go instead of where I wanted it to go.


By the way...does the bus cost anything to board? And where are we going? Hee hee hee. It has to be somewhere cheap (free would be better) since I am broke until Friday.

Dana





iVillage Member
Registered: 01-25-2009
In reply to: mandy982005
Mon, 02-16-2009 - 2:11pm

You should be proud you are not "normal" whatever that means! ;-) If normal means "average" then it IS a good thing NOT being normal. Supposedly the average American household has over $9,000 in credit card debt according to CNN. I, too, constantly check my accounts and are obsessed about not incurring credit card debt (and actually have none, the only debts are mortgage and student loan, which I am repaying at a rate of over three times the monthly payment), and happy that I am not "normal".

If you are interested, this is the link:
http://money.cnn.com/magazines/moneymag/money101/lesson9/

iVillage Member
Registered: 04-10-2003
In reply to: mandy982005
Mon, 02-16-2009 - 2:22pm

Thanks for the link! Its neat!


I am the same. This is the one area that BF and I disagree about. He likes to sit back and think things will work themselves out. I on the other hand like to be proactive and figure out HOW they are going to work themselves out. Of course, I have gone the other way and become somewhat obsessive. Case in point I will have an extra $160 in the next few days (online selling and not having to pay for my bus pass this month). I have spent about 30 minutes figuring out where every last penny is going, lol. I finally settled on $25 car maintenance fund, $30 home maintenance fund, $15 copay fund, $20 savings for the new (used) bike I want in the spring, $10 to my efund and $60 to my CC. Now tell me this doesn't SCREAM obsessive, lol.


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 11-14-2008
In reply to: mandy982005
Mon, 02-16-2009 - 4:08pm

Ok, well I suppose I am driving the bus because I am queen obsessive. I calculate, check bank online, calculate again. Calculate option A, B, C and D, then switch the starting amounts and recalculate. It does get tiring, I do lose sleep and the results are always the same. The debt goes down slowly. I wish it would go down a whole lot faster but alas, it does not. The board helps my mental state, because I know I am not alone and sometimes I get wonderful tips and inspiration from like minded individuals.

Good luck!