Keep calling to ask for lower rates!
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Keep calling to ask for lower rates!
| Mon, 02-16-2009 - 3:29pm |
We have a Citibank card and 2 months ago it was at 28.99%. A few weeks ago DH called to see if they would lower the interest rate and they lowered it to 14.24%. Today he called again to activate a new card and since he was on the phone with them anyway he asked if they could lower it any more and they dropped it another 1%. I won't turn down another 1%. Now if we could get Discover to do the same but the last couple of times I tried it they told me I had to mail in a form. I wonder if talking to a supervisor could get us around that. The form says you have to have 12 months of on time payments. We're just coming up on 6 months, but the customer service woman told me that 95% of the time they'll reduce the rate for the people who take the time to fill out the form.





