Mind if I join you??

iVillage Member
Registered: 05-22-2004
Mind if I join you??
11
Mon, 02-23-2009 - 7:36am

Hi, my name is Lori, I am just going through a divorce (cheating, bipolar husband), and we were always broke when we were together. Now, I am on my own (with three kids still at home, one who is disabled), and it is tough. I am getting some child support, but I am waiting to go to court to get alimony, and get everything divided up. I feel I will be in a little better position then, but I have had a rough year though.

I am trying not to use my credit cards, and would like to cut all but one of them up (I have 4, two mastercards, one visa, and a sears card) I do not use my Sears card anymore, but did buy a washer after ex left this house, so there is still a balance on it. My two mastercards are pretty much at their limits, as is my visa. I guess the only way I ever use them now is if I make a payment on them and then use it. I am trying to start an emergency fund, but I really don't have much money to put in one at the moment. I could not even get another credit card or loan if I wanted to, I would be turned down, as my credit seems to be terrible.

I would love to join your group, and be accountable, and try and pay down my credit cards as fast as possible!

Thanks so much,
Lori

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iVillage Member
Registered: 11-17-2007
Tue, 02-24-2009 - 12:09am

Great about the jar I have had one for years and a wooden box to put my rolls of change in.


I thought this might help you out some.


I ran across this on a budget page some months back.


When you are starting to set up a budget keep these percentages in mind They don't have to be in stone but they are

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