How long does it take....
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How long does it take....
| Tue, 02-24-2009 - 12:57pm |
For your credit score to increase? I know it takes time, but I'm impatient. I signed up for creditkarma.com about a month ago. Since then we've had another month of on-time payments and we've paid off our car loan, but the score hasn't changed. How long does it take to really see changes? I wouldn't really care that much, except we're hoping to sell our house and buy a new one this year. On that note, we plan on paying off all of our debt when we sell the house. Will that help get a mortgage, even if we don't have the best credit score? That should help because our debt to credit limit ratio will be 0, right?






It depends on how many late payments you have and whether you have collections out there.