Big change for me

iVillage Member
Registered: 07-14-2008
Big change for me
1
Sun, 03-01-2009 - 11:15am

I haven't had a lot of time to get on here lately. Life has taken over. However in the past few weeks I have made some changes that I have been wanting to make for a while.

I have posted in the past about always using my credit card to make all my purchases and then paying it off monthly. I decided that I am sick of that cycle. So, I stopped the automatic payments going into my ING account. I am using that money to pay off my Visa and give my checking account a little buffer and I will start to use cash for my purchases. I feel really good about this decision. This will also stop my pattern of using my line of credit when I don't have enough money to get me to the next pay cheque.

It has taken me longer than I expected to get my line of credit and Visa to $0. But that just proves to me that this something I really need to do so that I can truley have control over my finances. I hate not putting money into my ING account, but I will play catch-up once I don't have that burden.






iVillage Member
Registered: 04-10-2003
Sun, 03-01-2009 - 12:03pm

I think thats a great idea! Good for you for making the hard choice. ITA with the comment you made about it taking longer then you thought so it obviously was necessary. I was that way with my CC. I stuck my head in the sand and figured it would magically pay iteself off. Obviously it didn't happen and the fact that its taken me over two years to make it happen makes me realize what a huge problem it actually was!!!


Good luck to you!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -