What do ya'll think?
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What do ya'll think?
| Tue, 03-03-2009 - 1:16pm |
I am going to try and look at my debts differently
Before I just added all my debt together, now I'm going to split them credit cards by their self so it doesn't look soooo big, we have about 19000 in credit cards, and we're not going to use them again because almost all of them have raised their rates, so we opted out of them, in secured debt we have around 55000, our house and all the furniture in it is paid for so we don't have that worry Looking at all of it together it seems like a gigantic mountain that we can never climb, maybe splitting it will help.
Before I just added all my debt together, now I'm going to split them credit cards by their self so it doesn't look soooo big, we have about 19000 in credit cards, and we're not going to use them again because almost all of them have raised their rates, so we opted out of them, in secured debt we have around 55000, our house and all the furniture in it is paid for so we don't have that worry Looking at all of it together it seems like a gigantic mountain that we can never climb, maybe splitting it will help.


Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
Sharon
Sounds like a plan that might work better.
I have an income statement that lists all my debts on one tab per year, I have a starting place for each debt's January 1 balance, interest column, min payment column and current balance column with an amount paid column.
I think it will give you a better sense of accompolishment.
Norma
"Patience is the best remedy for every trouble"- Plautus