In Shock

iVillage Member
Registered: 09-07-2003
In Shock
18
Fri, 03-06-2009 - 9:29am

As many of you know, after I declared bankruptcy in 2006, I kept a car payment, and also came out about $13,000 in debt to my parents. (shown on my ticker below.)


My car is now paid off and in 2009 I have been focusing on the family loan, paying 2/3rds of my take home pay a month in the hopes of having it all paid off this summer, when I will be moving from my apartment (it seemed like a good deadline/goal.)


Teresa
http://www.affordingpickles.blogspot.com

Pages

iVillage Member
Registered: 10-01-2008
In reply to: teresawhe
Fri, 03-06-2009 - 10:02am

Oh, Teresa, how wonderful.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 07-05-2006
In reply to: teresawhe
Fri, 03-06-2009 - 10:07am
Woo HOOOOO!! So happy for you! What a great feeling...and here's to hoping you know what to do with yourself after you are debt free!

iVillage Member
Registered: 11-14-2008
In reply to: teresawhe
Fri, 03-06-2009 - 10:46am

Wow, that is so amazing!! I received a small windfall this year too that I posted about. I am not out of debt yet but I still feel like a huge weight was lifted off my shoulders. It just gets me that much closer to my goal. Most of it I have in saving for an emergency fund for myself and or my store.

I don't know if you have any savings that are ongoing with your job or on your own but I just wanted to suggest it as one of your priorities. You must pay yourself first. That is one sure step that you will not end up in debt again.

And for God's sake buy yourself something nice!!

I'm so happy for you!



iVillage Member
Registered: 03-28-2008
In reply to: teresawhe
Fri, 03-06-2009 - 10:49am

What a wonderful gift!

iVillage Member
Registered: 05-20-2005
In reply to: teresawhe
Fri, 03-06-2009 - 11:56am
That's wonderful.
Wedding
iVillage Member
Registered: 07-02-2008
In reply to: teresawhe
Fri, 03-06-2009 - 12:04pm

Congrats and hugs to you. What a blessing!


Take this opportunity to pay it forward. I'm not saying go wipe out someone elses debt but make an effort to find a good deed and do it to make someone feel as wonderful as you feel today!

iVillage Member
Registered: 11-17-2007
In reply to: teresawhe
Fri, 03-06-2009 - 12:18pm

thanks for your good wishes to me Maybe you already have I got an appointment with a new guy Monday at 9 AM


You got some great parents there treasure them always as I know you do..


Now that you are almost debt free I hope you have learned your lesson. Girlfriend. LOL


I also

iVillage Member
Registered: 10-01-2008
In reply to: teresawhe
Fri, 03-06-2009 - 12:32pm

Good luck Mary Ann, I'll be thinking of you.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 04-10-2003
In reply to: teresawhe
Fri, 03-06-2009 - 1:24pm

Teresa I am so happy for you!!!! I am in a similar situation with my tax return. My plan is to pay of the CC and start to focus on savings!!! Oh, and buy something that is JUST FOR ME with no regrets!


I think you should do something like that!!!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 01-23-2007
In reply to: teresawhe
Fri, 03-06-2009 - 1:25pm

Teresa:


How wonderful for you and how thoughtful of your parents. It is true, isn't it? What goes around, comes around.


Dee











Pages