Finally he gets IT!!!

iVillage Member
Registered: 10-16-2007
Finally he gets IT!!!
10
Thu, 03-12-2009 - 8:32pm
I have always handled the bills in our house. Shame on me! I let my husband think that I could handle paying everything, well I was wrong. I need his help! BEtween trying to care for my nine month old and work full-time and do other motherly things I lost it! I called him this morning at work and told him that he needs to start helping me with the bills. Keeping track of what is due when it is due etc..
I then called my mortgage company and set up payments for biweekly, so instead of paying $1900 in one lump sum at the beginning of the month, I am going to pay 1000 every two weeks. That will give me $900 every two weeks to pay my other bills and get everything in order. THank god.
Sorry this is long, but I just had to get everything off my chest.
Thanks
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iVillage Member
Registered: 11-17-2007
Thu, 03-12-2009 - 11:27pm

Hope things work out for you guys I know the mess you are in and maybe that bi-weekly payment will help you guys out a little.


That would give you still around 250.00 a week to live on.


Have you showed your husband what I worked out for you guys.


Mary Ann


iVillage Member
Registered: 10-16-2007
Fri, 03-13-2009 - 6:37am
No, we are sitting down tonight to go over everything. I know the amounts that I owe each month aren't going to change, but when I paid my mortgage with one of my checks it would just leave his check to cover the next week and a half and I would have to hold off other bills that were due. So now, that I am breaking up the mortgage payment it will give me a little extra each week.
My husband is also going to sit down with his father and see what we can do aabout his other house. I would love to sell it, but I don't want to put his father out on the street. So we will see.
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iVillage Member
Registered: 04-10-2003
Fri, 03-13-2009 - 7:44am

Good job! Getting DH involved is essential to keep YOU from having a meltdown, lol.


I changed my mortgage payment to biweekly for the exact same reason you did. It made it SO much easier to budget. I worked it so that mortgage comes out two days after I get paid. Its usually the first bill to come out so


Bex -

iVillage Member
Registered: 08-04-2008
Fri, 03-13-2009 - 8:10am

I am so proud of you and hope this will also allow your husband to see what happens to the money he brings in.




iVillage Member
Registered: 08-04-2008
Fri, 03-13-2009 - 8:14am

I am anal about my budget, I have on Excel




iVillage Member
Registered: 04-10-2003
Fri, 03-13-2009 - 8:22am

You've got me beat!!! I do mine for three months at a time! I also have an excel sheet with different lines for each item, what I estimate it will cost, what it does cost, extra payments made to CC (above minimums) and an area to track each food, entertainment and gas purchase, lol.


I know I'm strange, but I find having all that detail is comforting because I have an idea where everything is going. It also helps me to estimate costs because I can go back to last year at this time and see if there was anything funny (i.e. woops, need to prepare for lawn care this year!!).


Glad I'm not the only one who is anal about it!!!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 11-14-2008
Fri, 03-13-2009 - 1:47pm

Oh smart girl with setting up the mortgage differently! Give lots of praise to the DH even just for listening & helping but make it a weekly thing. You guys will be on the same page in no time.



iVillage Member
Registered: 10-16-2007
Fri, 03-13-2009 - 7:15pm
I think I always took care of everything so he wouldn't have to worry about it. That's the kind of person I am. I will take on the worry before I let anyone else worry. I just can't do it anymore, it was fine when it was just the two of us. But now that I have someone else to put ahead of everything else I can't worry about it any longer. I feel really relieved that I said something.
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iVillage Member
Registered: 04-17-2008
Fri, 03-13-2009 - 11:29pm

I totally sympathize/empathize with you. I was in the same boat. Having to keep track of everything, play the juggling game with what gets paid on time and what has to wait... It SUCKS...


DH was and still is the one making the bulk of the $$$, but he never paid the bills, I always did, ever since we got a joint checking account about a year after we got married.


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iVillage Member
Registered: 08-22-2008
Sat, 03-14-2009 - 11:09am
Good for you!