Run this by you guys.
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Run this by you guys.
| Fri, 04-17-2009 - 11:03am |
Ok I am going to run this by you guys out there and see if my thinking is right on this.
| Fri, 04-17-2009 - 11:03am |
Ok I am going to run this by you guys out there and see if my thinking is right on this.
I could be oversimplifying things, so take this at face value.
If you have the savings, why not just pay the bill in cash? In your plan you are putting $4000 on the CC's to bring the total down $92. If you pay the $3000 your total CC payments won't go down, but you won't have a $100 a month hospital bill.
Bex -
Mary Ann,
I'm so sorry that the hospital bills are worrying you while you are recoveriing from this latest episode.
Maryann-
I second Mckeekitty- don't talk with the
Mary Ann,
The other thing to look at is your out of pocket maximum on your insurance. There will be your $3k deduct and then you'll be responsible for some portion of the remainder up to a certain amt and then you are done. You want to know what that number is and make sure the insurance processes things correctly and so that you can plan accordingly.
I also agree with the PP with the more simple plan of paying off 1 card and a portion of another vs. spreading it over all 4.
Peg
When I ask
You have gotten some really good suggestions, I like to paying off of two cards and simplifying things. Plus, the rates might go up.
Norma
"Patience is the best remedy for every trouble"- Plautus
Thanks guys for all your input.
A couple of things I can not get Social Security Disability. I am like 6 credits short. I should have worked more in my life I guess. I will in August get a Social Security Check from Raymond. at 62
Mary Ann,
I urge you to be pro-active on this matter.