Run this by you guys.

iVillage Member
Registered: 11-17-2007
Run this by you guys.
10
Fri, 04-17-2009 - 11:03am

Ok I am going to run this by you guys out there and see if my thinking is right on this.

iVillage Member
Registered: 04-10-2003
Fri, 04-17-2009 - 11:16am

I could be oversimplifying things, so take this at face value.


If you have the savings, why not just pay the bill in cash? In your plan you are putting $4000 on the CC's to bring the total down $92. If you pay the $3000 your total CC payments won't go down, but you won't have a $100 a month hospital bill.


Bex -

iVillage Member
Registered: 11-17-2007
Fri, 04-17-2009 - 11:45am
Hospitals here will not give discounts but they don't charge interest.. I
iVillage Member
Registered: 12-29-2008
Fri, 04-17-2009 - 12:41pm

Mary Ann,


I'm so sorry that the hospital bills are worrying you while you are recoveriing from this latest episode.

Avatar for 2locachicas
iVillage Member
Registered: 05-14-2003
Fri, 04-17-2009 - 1:21pm

Maryann-


iVillage Member
Registered: 10-02-2008
Fri, 04-17-2009 - 2:17pm

I second Mckeekitty- don't talk with the

iVillage Member
Registered: 01-25-2006
Fri, 04-17-2009 - 2:21pm

Mary Ann,
The other thing to look at is your out of pocket maximum on your insurance. There will be your $3k deduct and then you'll be responsible for some portion of the remainder up to a certain amt and then you are done. You want to know what that number is and make sure the insurance processes things correctly and so that you can plan accordingly.

I also agree with the PP with the more simple plan of paying off 1 card and a portion of another vs. spreading it over all 4.

Peg

iVillage Member
Registered: 08-04-2008
Fri, 04-17-2009 - 2:33pm

When I ask




iVillage Member
Registered: 10-01-2008
Fri, 04-17-2009 - 3:07pm

You have gotten some really good suggestions, I like to paying off of two cards and simplifying things. Plus, the rates might go up.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 11-17-2007
Fri, 04-17-2009 - 5:52pm

Thanks guys for all your input.


A couple of things I can not get Social Security Disability. I am like 6 credits short. I should have worked more in my life I guess. I will in August get a Social Security Check from Raymond. at 62

iVillage Member
Registered: 12-29-2008
Fri, 04-17-2009 - 8:29pm

Mary Ann,


I urge you to be pro-active on this matter.