Like a speeding train going to hit a wal

iVillage Member
Registered: 04-11-2009
Like a speeding train going to hit a wal
5
Thu, 05-14-2009 - 4:05pm

Hi,


Finances are getting worse and worse and it feels like a train going to hit a wall.


I just figured out this paycheck's bills and it's already in the negative with more bills to go! I cut down the doctor bill pay intention to $25 a pop instead of 50 because we have to eat.


$323 on car (paid off in July!)


$300 on loan (forced to roll HELOC in refi; it's the only solution)


$50 water bill


$65 garbage


$100 in doc bills ($500 outstanding balance)


$300 for new brakes (had to put the other $300 on credit card!)


And still I need to pay our nanny $150 a week (so $300 total out of this paycheck)


Still need to buy my son $110 worth of formula (he's on allergy formula)


Still need to set aside $350 for mortgage


Still need to buy us food and the dog's food.


All this on $1,450 (trying not to touch $600 otherwise my savings is gone).


I'm begging my husband to see the light and sell the RV, sell his 79

iVillage Member
Registered: 07-02-2008
Thu, 05-14-2009 - 4:37pm

Ok - deep breathe. You WILL be ok.


Can I assume your finances are separate from your husbands?


Does he understand how dire this is to you that you are considering divorce over money?


I am NOT saying you aren't right to try to fix this but asking him to cut landscaping and sell HIS stuff and have HIM get a second job.............those sound like things you are all telling him to do. Most men (at least my husband) don't respond positively when being TOLD what to do.

iVillage Member
Registered: 01-25-2006
Thu, 05-14-2009 - 6:21pm

Piccu,


I'm sorry to hear things are so stressful.

iVillage Member
Registered: 11-17-2007
Thu, 05-14-2009 - 7:51pm

I am so sorry for you. Do you have room on a credit card? If you do and can get a good deal on a money transfer. Get enough money to pay off the car now. That would be around

iVillage Member
Registered: 12-29-2008
Thu, 05-14-2009 - 8:29pm

Yes...finances

iVillage Member
Registered: 05-14-2008
Fri, 05-15-2009 - 11:15am

You've already gotten some excellent suggestions with regard to local resources.