I am so going to cry:(((((

iVillage Member
Registered: 05-06-2009
I am so going to cry:(((((
5
Fri, 05-15-2009 - 9:56pm
My husband has just informed me that my inlaws would like us to pay them back now. Just $100 or $200 a month but the issue is THEY told un not until the kids grow up. Geeze we did try to start to pay them back before but they told us later. We owe them about $40,000 because they gave us a down payment and did our addition. We fully understand we need to pay them off so I guess we'll just have to stop feeding the kids. We have enough to live on but not enough to add more bills. I am going through school now to get a good job but as of now we aren't in the best financial situation:(

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iVillage Member
Registered: 01-25-2009
Sat, 05-16-2009 - 11:45am

I am not saying you expressed discontent with your in laws or implying anything negative, but please bear in mind that many people, even those who are well to do, lost large sums of money from their retirement investments. Perhaps they actually need the extra $100 - $200, and are not doing so just to make life more difficult for you.

Some other posters suggested this before, but do try to get tested out/a GED instead of going back to school if you could. Not sure which states you are in, in many places a community colleges has to accept you as long as you have a high-school diploma and or a GED. They do not care about grades. And do try community colleges first because they are partially subsidized with public funds, and therefore normally less expensive than private, for-profit institutions.

Also, with five kids and not too high an income, have you checked into any programs that may help with food and other things?

iVillage Member
Registered: 01-01-2009
Sat, 05-16-2009 - 1:20pm
I'm so sorry to hear about your new "bill". I know how hard it can be when every cent is needed elsewhere and any emergency can blow the budget. Maybe if you talked to the in-laws it would help. Explain exactly where you are financially, and find out why they are asking for the payment now. If they need the money, of course you need to start paying them back. Maybe they don't understand how much of a hardship this could be, and maybe you can suggest a smaller amount or set a future date to start paying it back, so you can work it into your budget.






iVillage Member
Registered: 05-06-2009
Sat, 05-16-2009 - 4:15pm

My husband talked my MIL and she was saying that he was just grumpy because he hates out pets as we have many to him if we have pets we must have extra money. The thing is I do enjoy my pets and like my snakes,reptiles, frogs but all were the cheaper kind and non over $20. We have a lot of tanks set up but all the tanks were basically free we a few were bought on a 75% discount the others from garbage day:)

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iVillage Member
Registered: 05-06-2009
Sat, 05-16-2009 - 9:01pm
I forgot to add that $20 grand was for him to build an addition onto the house that was 100% his fult that that had to be paid out. My husband is disabled and needed handicapped acessible house. Well we had a fire a few years ago and was actually going to sell the house to buy a bungalow but my FIL wanted us to stay. Well we could have had the addition paid for us by goverment funding
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iVillage Member
Registered: 07-02-2008
Mon, 05-18-2009 - 10:10am

Hugs to you.


For whatever reasons it might seem on the outside - they need the money back for some reason and its yours to pay back if it was a "loan" so just add them into your budget like a bill and try not to have bitter feelings. It will only make you resent the situation. Make the best of it if possible. I know its probably hard to do.