Help I am financially dyslexic!!!

iVillage Member
Registered: 07-22-2009
Help I am financially dyslexic!!!
3
Wed, 07-22-2009 - 3:44am

Ggggrrrhhh I've got an appointment with a bank lady. yet again another account that is maxed out. I am soooo frustrated. No matter how hard I try, i can't seem to keep my accounts in check long term. I am dyslexic however this is not the reason. The reason is long term chronic illness and no family support since a young age.

I feel terrified, like i am drowning, doomed, like no matter how hard I've worked or what I do I will always end up in this situation and I feel like I never know why.

The answer is :
2 long term chronic illnesses which reaquire frequent surgery (ill for 21 yrs but only diagnosed in the past 2)
Redundancy due to illness
NO family support
Dyslexia

All these put together mean that I have not had much of a chance really. I try so hard to keep everything in check but it's very difficult. I don't understand banks and how they work etc I was trapped at a young age and essentially have never spent the money I owe, it's accumulated due to loss of work and illness and not being able to manage the accounts and each time it gets out of control. I have no inheritance and so far no pension. I am 33 no partner, husband, kids and more operations on the way.

I have a degree, speak several languages fluently and am worldly yet my illnesses have stopped me from working so I am on benefits.

I think that the route now that I have proper diagnosis is to get my debts cancelled with doctors and surgeons notes. I am going to the bank in 15 mins and I feel so ashamed. What do i say? How do I explain why i don't understand the way a bank works, why my account is out of control, why i have no money etc?

It is so hard to hold your head up high when you feel so deflated and defeated. Anyone feel similar? Is it possible to keep ones confic*dence and self esteem in these situations?

iVillage Member
Registered: 11-17-2007
Wed, 07-22-2009 - 7:16am

Welcome to the board. You are in fine company here. If you are dyslexic when it comes to money then there are a lot of us here. I am terrible when it comes

iVillage Member
Registered: 07-28-2005
Wed, 07-22-2009 - 10:29am

Hugs to you!

Tricia

 

iVillage Member
Registered: 11-14-2008
Wed, 07-22-2009 - 5:22pm

Knowledge is power. You are the customer, it is ok to ask as many questions as you want. That banker is supposed to help you, that is their job. Good luck. Chin and Head up. Nothing to be embarrassed about.