DSG Fire Drill!!!
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DSG Fire Drill!!!
| Thu, 07-23-2009 - 2:00am |
This fire drill was inspired by Sharonb2002's post about health insurance.
FIRE DRILL>:
| Thu, 07-23-2009 - 2:00am |
This fire drill was inspired by Sharonb2002's post about health insurance.
FIRE DRILL>:
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Well, if this happened right now, as I read this, I'd have to yell pretty loud to wake someone up. They'd take me over to the emergency room in the next town and it would all be covered by insurance. I'd have to miss the conference I'm about to go to in the next hour (oh, well...I wouldn't mind that part!) but I wouldn't have to miss work. Even if this happened during the school year, I'd find a way to work with a broken arm.
I know I'm lucky. I spent many years without insurance and the sense of relief I have now is enormous. Teaching can be an under-appreciated profession, but the benefits are really nice.
Dee
FIRE DRILL: Right now, as you read this, you have tripped and fallen and have broken your arm between your elbow and wrist. You are in real pain.
1. Now what? What will you do? How will you find help? Where will you go to have this treated?
Thank god it is an arm, and not a leg! Get up, call a cab, while waiting try to put on some decent clothing with one arm (as I am in my bathrobe), duct tape a make-shift cardboard splint around it, and head to the urgent care clinic.
2. How will the treatment be paid for?
My medical plan will cover it 100%.
3. Will you have to miss work for any period of time? Will you be on disability?
Probably will not want to work today. Got plenty of sick days left. May take tomorrow off, too. After that, back to work. It may affect some of the things I do and I need to schedule around it, but no, in general, I have a mostly desk job.
It also depends on which arm. I am left-handed.
4. Any affect on your debt journey?
The medical treatment itself will not. May have to hired someone to come in and clean house, change sheets, etc. May also ended up more frozen dinner/take out food as I may not be so inclined to cook and do dishes. So yes, but manageable.
Oh since we are active Army let me give the overview of what Govt Healthcare probably would be... (in my opinion this is what is going to happen to everyone based on our healthcare in the Army).
I would go into the emergency room because here at this place it takes a couple of days to get into a doctor.
Tricia
Oh, this could have been me last Saturday morning.
Norma
"Patience is the best remedy for every trouble"- Plautus
1.
Well, speaking from the point of view of someone who has broken their arm before:
1)
Sarah
http://marilynmonroeshop.info
FIRE DRILL>: Right now, as you read this, you have tripped and fallen and have broken your arm between your elbow and wrist. You are in real pain.
1. Now what? What will you do? How will you find help? Where will you go to have this treated?
I'd call my mom to come drive me to the doctor. My PCP sets breaks, so unless it's a really nasty break I can avoid the ER. DH works right down the street from the doctor and the ER, however, so she can drop me off and take the five kids back home and I can just have him pick me up with they're through with me.
2. How will the treatment be paid for?
Just a $20 copay for the doctor or $75 for the ER, plus prescriptions ($10 or $15)
3. Will you have to miss work for any period of time? Will you be on disability?
I work from home on the computer. It sounds like typing would be a bear, but I could do it enough one-handed to keep up with paying clients. I've cut back on my work-load to push through the final chapters of my novel, so that would suffer but not the paychecks!
4. Any affect on your debt journey?
Probably not. A lot of doctor visits would add up, and if I had to see a specialist that's $40 a visit. It would obviously put a dent in things, but I don't think we'd be derailed.
Sarah
sahm, wahm, homeschooling mom to
Oh that would really suck!
Just lock up the store and get someone in town to drive me to ER I guess. I would call me staff to see if they could cover.
I live in Canada so all hospital and ER/doctor visits are free(wait filled, but free). I also pay for extra insurance through my store that covers eye doc visits, lots of dental and prescriptions.
I would get a good pain med, and go to work. Some things would be difficult and more time consuming but I would get through it.
I don't think it would affect my debt repayment because I would not miss much work. I would still drive too.
This would definitely suck but I would "suck it up princess!!"
FIRE DRILL>:
This fire drill was inspired by Sharonb2002's post about health insurance.
FIRE DRILL>: Right now, as you read this, you have tripped and fallen and have broken your arm between your elbow and wrist. You are in real pain.
1. Now what? What will you do? How will you find help? Where will you go to have this treated?
Call someone from down the hall to drive me over to Emerg (3 blocks away) Wait for 3-4 hours to have it treated, x-rayed and casted.
2. How will the treatment be paid for?
Like Galstorelady mine would be covered by my provincial MSP - I also have extended benefits for meds, glasses, orthopedic devices etc.
3. Will you have to miss work for any period of time? Will you be on disability? Would most likely only miss the rest of the day, my office is pretty slow in the summer so could manage with just one hand as long as the pain wasn't unbearable. (Someone else would have to take my car in today to fix the window that squeaks that didn't squeak before I took it in last week for regular maintenance but that a whole other story.)
4. Any affect on your debt journey?
Not really if I have to miss too much work I could go on EI (employment insurance)Medical
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