I would definately look into CCCS/MMI, or bankruptcy. I use MMI and have never had any bad experiences with them and everything is always paid on time. They pretty much take care of everything. If you meet with them, they will give you an idea of what route to take. Good luck.
I suggest seeking
Norma
"Patience is the best remedy for every trouble"- Plautus
If you meet with them, they will give you an idea of what route to take. Good luck.
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