Strange calls

iVillage Member
Registered: 11-17-2007
Strange calls
3
Wed, 08-12-2009 - 11:55am

This week we started getting strange calls from some company They start out saying that they are with "Card Service" This is not the standard computer call Where a computer voice says "This is card services and

iVillage Member
Registered: 04-10-2003
Wed, 08-12-2009 - 12:52pm

Ugh. How creepy is it that a company can get such detailed information. Ick.


In terms of the credit report, in Canada anyways, their inquiries will not impact your credit. These are "ghost" inquiries that will show up only to you when you look at your report. Its very common for companies that you have a credit account with to do this inquiries every month, quarter, year to see how you are paying your other creditors. When I get my credit report, AMEX pulls my info every month, but no one can see it.


Hope this helps!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 08-04-2008
Wed, 08-12-2009 - 2:41pm

I have made that mistake and would never now advise anyone to roll CC debt into a home loan or HEL, even if it is for a lower interest rate.


Basically you are taking unsecured debt and making is secured against your house.




iVillage Member
Registered: 09-22-1999
Wed, 08-12-2009 - 7:29pm

Watch out...could be a phishing scam.