Still in Debtors Anonymous
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| Sun, 08-16-2009 - 1:45pm |
Well, as some of you know, I went through hell a year and a half ago when my life collapsed into bankruptcy. It was a horrible experience but I was really helped and suppported by the people on this board.
I joined Debtors Anonymous and it is now 13 months since I've borrowed any money at all - not even from mom! It is a really good program. It has helped me develop a spending plan which changes every month. I get to buy what I want by putting a category into my savings plan which will accumulate funds until I am able to buy it.
It has been a rocky road but this program gives me hope. I never want to give those credit card companies one more cent of my money. I got a secured credit card where I put the money on it and spend it when needed - which is almost never!
I can't hardly explain it. My whole attitude has changed towards how I spend money and how I feel about credit cards. I know Debtors Anonymous is not available in a lot of areas yet but there are phone meetings. You would just have to check out their website (.org NOT .com).
My problem was borrowing money to pay debts hence getting deeper and deeper into debt. Those payday loans still haunt me and I've had to block them from sending me advertisements. Yuck! They are the worst. I wish I had joined this program years ago! I still hope by some miracle that I may have another house one day but even if I don't, I know there are miracles for me ahead!

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I can't tell you how thrilled I was to see you posting again.
I'm so glad you stopped in. I too was worried when you stopped posting! Stop in more often and keep us up to date!
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
Thanks for posting to let us know how you are doing!
Danni
cl-phocid, Debt Support Group
All my best,
Danni
Good for you Travi!
Travi
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