in debt for life!
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| Mon, 09-07-2009 - 12:38am |
hello to all...I'm new to this site, but i believe that i have been here a long time ago....anyway...i just want to "vent"...i like the rest of you am in debt...
eventually i will find the solution to get out of this financial burden that i find myself so deep like a fish out of water. but what i don't understand, why in heavens name can't these "creditors" put a "freeze" on a debt, so that a person can catch up and then once caught up, the person can continue to pay his/her debt.
it's like your on a roll, then for some reason or another, you trip and fall down...like as if your in a 'relay race...you fall, and everyone keeps on going, going, going....until there is no way you can catch up!...and now with the economic being the way it is...you would think all creditors would consider this option.
especially for those who are single parents and on a fixed income....and then too, for those who have worked and have made payments, but now has fallen.
wouldn't you think this would be nice?...to give a person a chance to "catch up"?
but for me, i had tired the "credit consular" all they said to me...after calculating my finances..."you don't have enough to survive...sorry we can't help you" "good luck"....meaning that I'm on my own.....so i have fallen further and further behind.
what is a person to do? then i thought...if i managed to pay off my two trucks after my husband died, then why can't i pay off these debts?....why...because my two trucks were a big struggle...but i did it...why you might ask? because i wanted to proof to myself and to my kids, that i CAN DO IT...all by myself...and i did it.
now i have to focus and find a will and a way to continue to pay these bills. it's all credit cards, something i didn't really need, but when you never had, it was very tempting to just go out and use them....that was my big MISTAKE...well, i think i said enough...maybe one day i will finish these debts...all i wanted to do is get one payment, and let it "balloon" and be done with it...

Hi There, I'm sorry you are feeling upset right now. It's not easy...You mentioned you were able to pay back your auto loans on your own...hey, that's quite an accomplishment.
If you did it once...you could do it again.
You are in my thoughts, you are not alone. I was a widow and a single mom once in my day. Hang in there, you are not alone, people understand you and are here for you.
((((Big Hug))))
hi gal_audrey!....thank you for your kind words...but yes, i do think it will take me a long long time before i can get out of this "glass filled with water"...but i can only do with what i have, one day at a time...and ask God to give strength, and courage to face whatever lands in front of me...
thank you
Nice to meet you too. Yes, you are not alone.
It's going to be a new day tomorrow, one day closer to being out of debt for good.
I hope you can allow your self time and space to feel as you do. We all need our moments to heal after traumas. It's not easy....but at least we can hold each other during our low times.
And we can cheer for each other during our happier times too. In good time...like you said 'one-day-at-a-time'.
Three years ago I was a single mom, with huge CC debt and a house payment of $2400 and my business tanked.
I went to a non-profit credit counselor as well, but I listened and talked to the person there.