Major Setback after much improvement

iVillage Member
Registered: 07-04-2009
Major Setback after much improvement
17
Mon, 10-05-2009 - 12:02am

Hi All,

I have been AWOL for a couple of weeks...was working hard with my Accountant about an IRS letter that came last month stating that I had to give back 1290.00 for Childcare Credit (I paid friggin over 22k that year!) It was for 2007 taxes but the guy I used for 2008 reviewed them for free (had pity on me). I thought that since I was still just separated and had huge debt that I'd save money using TurboTax. Never again--filing last spring using the accountant for 2008 taxes was cheaper (100 bucks)than being nailed for potential screw ups doing it myself.

Anyways I only made 2 out of 3 criteria, living with my Mom nixed me. Damit the reason I did live with my Mom is that I can't afford to rent an apt because of my *&^(*&% loser deadbeat Ex (claims he is working so hard to find a job -- for the last 3 years).

That plus $700 on the card for the kids' before/after care last month jacked me back over 10k (WAS a milestone) up to over 12k again. I'm so p.o.'d. And the Holidays are coming (lets skip them please).

Well, I'm gonna have to tell the IRS I can pay within 3 months, which won't cost interest (HERE is the best part, I got the letter a month ago put THEY HAD ADDED BACK DATED INTEREST ALL THE WAY TO APRIL WHEN I FILED!) Major expletives.

Well, thanks for letting me vent. I'm just so depressed, like everytime I get rowing to shore something comes along and drills another hole in my boat that I have to plug :(







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iVillage Member
Registered: 07-04-2009
Tue, 10-06-2009 - 7:29pm

Thanks Duke--I wish--I sure could use the money, haha!

Maybe someday when at the pub yukking it up with friends I'll have enough drinks to summon up the cojones to grab a mike and give it a try....







iVillage Member
Registered: 07-04-2009
Tue, 10-06-2009 - 7:55pm

Skibunyns,

I did not intend to "dump" on the rich. You're right, no bashing--apologies for the offense. There are plenty veryvery well off people in my family (all over 200k annually) and although I was surely on my way down that track, my train derailed. Horribly.

Tempting as it may be, sometimes we make incorrect assumptions, examples: "How can someone making $XXX,XXX amount be in debt!!??, "Why did so-and-so have kids if they can't afford them?" "Making X amount of dollars is ALOT of money"....I've seen comments of this type on these boards and thought some myself, but now and again I have to remember that there are often circumstances that we are not aware of.

My Ex Husband and I when married had gone to college, made great money and rising fast, a house, etc. He had been struggling with PTSD due to Iraq (platoon buddies burning alive next to him on the front lines) and then worked on the 70th floor of tower 2, with plane 1 hitting right in front of their eyes and plane 2 hitting above them while they were on the 20th floor stairwell--capping it off with running past burning body parts to get across the street...this pushed his psyche over the edge with the PTSD. In the end of our marriage was all just too much, he had become a blackout alcoholic who would not get help so I had to leave to protect the kids.

And so here I am with the 2 kids, half the income, all of the debt and living with my mother in the most expensive county in NJ (need her and extended family support since I work in NYC) and no house.

So there's my situation to appease the curiosity of anyone who assumed I'm some poor planning, uneducated, whiny single mother :)

I just wanted to explain myself this once...sometimes I feel like a loser to my kids' friends, when I see their parents at school and social functions and invite my kids to "their houses"....I know there must be other people in town like me but we tend to be introverts about our situations.

Thanks for letting me share....







iVillage Member
Registered: 10-01-2009
Tue, 10-06-2009 - 8:08pm

Your story made me tear up...so much hurt and heartbreak for you and your kids and immense suffering for your ex...


What is America doing for its walking wounded soldiers and their families?


Thank you for sharing...


Duke

iVillage Member
Registered: 07-04-2009
Tue, 10-06-2009 - 10:06pm

Offense!?

Its irrelevant anyways...I can't afford to buy drinks ;)







iVillage Member
Registered: 04-10-2003
Wed, 10-07-2009 - 8:49am

Bahaha . . . can I go too?? Just to see you and gal crash the party . . . lol.


Seriously, I'm sorry for the struggles. This is a journey that has many ups and downs and set backs. This is why we are here. To support one another and give hugs when needed!!!


You can do this!!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 07-04-2009
Wed, 10-07-2009 - 10:19am

Thanks for all the support guys, I'll keep plugging at it...

And this time when I have 0 balance I'm gonna keep it that way!

*I'm sure everyone has had setbacks and life altering difficulties but please keep moving forward.

Hugs - Kim







iVillage Member
Registered: 11-17-2007
Wed, 10-07-2009 - 1:25pm

We had in our family the week that should never happen. First my son died, second my mom lost her job or had to quit because of her back. Third her dog got out and she never saw it again and lastly The apartment under her caught fire and took her apartment with them. All this happened within 10 days.


The reason I am telling you this. Is we got a bunch of friends together and saved what my mom had and took it to my house. But because Mom was living with us she could not get any help from anyone. So someone came along and told us this and it worked. We went out and bought mom a little ref and a hot plate and put it in her bedroom.


Once the SS worker came in and saw the set up "little kitchen" she got the food stamps and such that she was intitled too.


After that when she moved with us to the big house we had a small kitchen put on the second floor in our family room on the second floor. and mom got the big kitchen down stairs and we put down that that was apartment one and two because we could do that since the house at one time was big enough in the pass to be two apartments.


So if your mom has a basement that you and your children can live in and you can just get one of those snack ice box and mirco wave and such then you might be able to do the claiming you need to do with the IRS and not have them to come back on you.


Mary Ann


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