One down! Four to Go!

iVillage Member
Registered: 01-23-2007
One down! Four to Go!
6
Sun, 10-25-2009 - 12:05pm

I just scheduled my last Discover Card payment. They are increasing our APR on purchases to 19.99% beginning in November...for no reason...so we are saying "bye-bye" to them. DH is finally on board to just not use CCs at all, although we will use them to park our remaining debt at low APRs if it meets our needs. I'm feeling better than ever that we will get out of debt, and stay out!


Next up, Citicards!


Dee



iVillage Member
Registered: 08-24-2007
Sun, 10-25-2009 - 3:39pm

Dee, that's fabulous - you shouldn't be paying such a high APR!

Kate


empty purse

iVillage Member
Registered: 04-12-2007
Sun, 10-25-2009 - 7:47pm

That's wonderful...good job, Dee!!!

iVillage Member
Registered: 01-23-2007
Mon, 10-26-2009 - 6:33am

Thank you Kate and Robyn!

Your comments mean a lot. Especially now, right before the holidays, I start to panic that I'll pull out the CCs again; but, I think I have Christmas all budgeted for, oral surgery for my son in December that is not covered by insurance, and any traveling over the holidays. Once we hit January, I tend to get on a roll. It's just getting through November and December.

Have a great day!

Dee



iVillage Member
Registered: 04-10-2003
Mon, 10-26-2009 - 8:29am

WTG Dee!!


Congrats on knocking off one CC, but also budgeting and planning for Christmas time. Christmas always gives me grief, but this year I have a budget and I am sticking to it no matter what!


You can do this! Good luck!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 10-01-2008
Mon, 10-26-2009 - 12:35pm

I love reading post like yours.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 11-14-2008
Mon, 10-26-2009 - 3:02pm

Dee that is fabulous news! I'm so glad DH is on board too that will make it 9 times easier and then you can celebrate each achievement together!