YOUNG and IN DEBT

iVillage Member
Registered: 10-28-2009
YOUNG and IN DEBT
3
Wed, 10-28-2009 - 5:38pm

I have found this website to be very interesting and helpful in some ways. I have over 20,000 in debt, and am worried about how I am going to pay this all off. I have no job, and I am just going to school full-time. I am already 3 months late on my payments and haven't been making any more payments. The collection agency always calls, but I never answer. I am so embarassed and ashamed to talk to them, because even when I cannot pay they continue to tell me I need to have some form of payment and cannot get a defferment. I am stressed out, and am going crazy. I am still very young, but am trying to figure out how to pay all of this off especially with no job. I am currently looking for a job, but no one is hiring. What else is there for me to do? I need help and financial assistance asap. Any adivce.

iVillage Member
Registered: 12-29-2008
Wed, 10-28-2009 - 7:52pm

Your post is somewhat vague and baffling.

iVillage Member
Registered: 09-22-1999
Thu, 10-29-2009 - 2:37am

Dear Cass,


Welcome to the Board, and I am glad that you have found some help here!

iVillage Member
Registered: 11-14-2008
Thu, 10-29-2009 - 11:12am

Welcome to the board.

It sounds like you need a job more than you need school right now. Think outside the box and apply for anything and everything. School will be there when you get back on your feet.

I would contact the people you have not been paying and tell them your situation and that you will start paying again as soon as you get a job. Once you do get a job get current and move forward.

You can do this.