YOUNG and IN DEBT
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| Wed, 10-28-2009 - 5:38pm |
I have found this website to be very interesting and helpful in some ways. I have over 20,000 in debt, and am worried about how I am going to pay this all off. I have no job, and I am just going to school full-time. I am already 3 months late on my payments and haven't been making any more payments. The collection agency always calls, but I never answer. I am so embarassed and ashamed to talk to them, because even when I cannot pay they continue to tell me I need to have some form of payment and cannot get a defferment. I am stressed out, and am going crazy. I am still very young, but am trying to figure out how to pay all of this off especially with no job. I am currently looking for a job, but no one is hiring. What else is there for me to do? I need help and financial assistance asap. Any adivce.

Your post is somewhat vague and baffling.
Dear Cass,
Welcome to the Board, and I am glad that you have found some help here!
Welcome to the board.
It sounds like you need a job more than you need school right now. Think outside the box and apply for anything and everything. School will be there when you get back on your feet.
I would contact the people you have not been paying and tell them your situation and that you will start paying again as soon as you get a job. Once you do get a job get current and move forward.
You can do this.