October's goals didn't go too well. My son needed to have laser treatments for a rare eye disorder and that put a damper on my efforts to save towards my sinking funds.
My November goal is to save as much money as I can and put it towards my sinking funds for next year's estimated taxes.
I still need to save $1100 by the end of November. I don't think I'll be able to do it.
We're still trying to get current on our mortgage, hopefully by the end of the year. So November's goal is to get one more month's payment closer. We've also been trying to get that mini e-fund up, but hit a couple of emergencies (boiler repair, car repair) that knocked it out before we'd barely begun. So, I'm hoping to build it back up a little bit...at least by the minimum I'm forcing from my paychecks (about $250)...and not have to use it.
I went back to check my October goals and 2 of the 3 are gone (well, the vet will be when she calls me with the credit, the money is in checking waiting on her final total).
I think November for me will be a coasting month. I'm too chicken to do anything about my debt extra right now in case I need cash for my business. I'm really going to try everything I can with in my business to not use my efund. So I am in save mode right now. This may last until April.
*But personally we will put extra on BF's student loan. *We must pay our car insurance for two vehicles. *I would like to get all the Christmas shopping done and wrapped. *BF and I both have curling fees to pay(I think I have a line on two free used brooms so that is great!) *Must pay for my children's school pictures. The oldest one has had the cheq I gave him in his back pack for a week now and keeps forgetting to hand it in so that will be interesting, I might not get those pictures. I am considering having him pay the late fees!)
Just going to coast and save and try to manage the best I can personally and in my business.]
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I don't have any specific goals just yet, but I hope to work on rebuilding the efund and get some Christmas gifts bought
~Jackie, BookCrossing Member
~Jackie, BookCrossing Member & Warming Families Volunteer
<October's goals didn't go too well. My son needed to have laser treatments for a rare eye disorder and that put a damper on my efforts to save towards my sinking funds.
My November goal is to save as much money as I can and put it towards my sinking funds for next year's estimated taxes.
I still need to save $1100 by the end of November. I don't think I'll be able to do it.
stacy
I went back to check my October goals and 2 of the 3 are gone (well, the vet will be when she calls me with the credit, the money is in checking waiting on her final total).
Norma
"Patience is the best remedy for every trouble"- Plautus
I think November for me will be a coasting month. I'm too chicken to do anything about my debt extra right now in case I need cash for my business. I'm really going to try everything I can with in my business to not use my efund. So I am in save mode right now. This may last until April.
*But personally we will put extra on BF's student loan.
*We must pay our car insurance for two vehicles.
*I would like to get all the Christmas shopping done and wrapped.
*BF and I both have curling fees to pay(I think I have a line on two free used brooms so that is great!)
*Must pay for my children's school pictures. The oldest one has had the cheq I gave him in his back pack for a week now and keeps forgetting to hand it in so that will be interesting, I might not get those pictures. I am considering having him pay the late fees!)
Just going to coast and save and try to manage the best I can personally and in my business.]
Good luck with your goals everyone!
Somehow I managed to put the dreaded dentist (and his bill) from my mind
And now I've learned that DH's car needs repairs, too =(
~Jackie, BookCrossing Member
~Jackie, BookCrossing Member & Warming Families Volunteer
<Hi everyone!
I do not post very often, but I do read these boards several times a day.
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