So upset with myself!!!!

iVillage Member
Registered: 12-21-2004
So upset with myself!!!!
20
Wed, 11-11-2009 - 5:34pm

I am so upset with myself - I have a credit card that doesn't send paper statements - somehow I guess I either didn't get or something the electronic statement - and I am usually so worried about missing a due date - I keep them all written down - well I skipped one.

Pages

iVillage Member
Registered: 07-05-2006
Wed, 11-11-2009 - 5:38pm
Oh man! So sorry! That is the worst feeling! I will cry with you! I really hope they don't raise your interest rate.

iVillage Member
Registered: 12-21-2004
Wed, 11-11-2009 - 5:54pm

I don't know if they have raised the interest rates - but I just checked again and they have charged a $39.00 late fee :( .....why is it that sometimes the harder you try the more things seem to go wrong?

iVillage Member
Registered: 08-04-2008
Wed, 11-11-2009 - 6:29pm

That happened to me on two cards this




iVillage Member
Registered: 04-10-2003
Wed, 11-11-2009 - 6:33pm
I'm sorry this happened. Maybe you'll be lucky and they'll waive the fee! Fingers crossed!

Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 12-29-2008
Wed, 11-11-2009 - 7:06pm

This is what I would do:


Call the credit card issuer IMMEDIATELY.

iVillage Member
Registered: 07-10-2003
Wed, 11-11-2009 - 7:57pm

Don't know if this will help you but I keep one of those little 2 year calendars in my purse.

iVillage Member
Registered: 07-02-2008
Thu, 11-12-2009 - 12:31am

So sorry you are dealing with this.


You are a reminder to me of the reason that I don't do electronic bill pay. I fear this happening to me even though I am responsible like you. I like my paper bills and writing checks the "old fashioned" way.


Hope you get this sorted out!

Avatar for endomagazine
iVillage Member
Registered: 11-09-2004
Thu, 11-12-2009 - 4:26am

Hello,


I know that lovely sinking feeling when you've missed a payment on a credit card. Sometimes you can call and get the late fee waived, etc. By the way, with the credit card reform act going through on December 1st, if you have

Sincerely,
Lindsey Schocke

Geeks on Tap: Mission Accomplished

iVillage Member
Registered: 08-24-2007
Thu, 11-12-2009 - 7:34am

Wow, that's actually a great suggestion.

Kate


empty purse

Avatar for cathiann
iVillage Member
Registered: 03-27-2003
Thu, 11-12-2009 - 11:17am
Ugh--I know that feeling myself.
Surviving Middle & High School

Pages