20k in flakes in 2009 for us!

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
20k in flakes in 2009 for us!
29
Thu, 11-12-2009 - 2:44pm

It's not like we're rolling in it - to the contrary, we're just facing one crisis after another - but today we topped $20,000 in flakes just for 2009! We're already short about 2k a month, so we made up that 2k and averaged another 2k each month to make it. That's 4k a month on top of regular pay! We had very little help from our tax return b/c that went for repairs and stuff.

If anyone doesn't "know" me, here's the condensed version. We're been flaking like crazy to get our bills down so we DON'T need extra each month. We don't have CCs so we literally have to pay off a whole bill to get any relief in the monthly obligations, and we're working our tails off to do it. So that's why we're still short each month and having so much trouble in spite of the impressive flaking.

In spite of the whole sordid mess and the fact that it's still not easy, I'm PROUD of that number. Or perhaps BECAUSE it's such a struggle. We had to fight for every penny.

I started the year with the goal to flake 6k. I'll have another $400 in flakes this year, but otherwise all that "extra" (LOL) is going for a cash Christmas. Man, it hasn't been easy, but I bet we shaved years off the struggle by digging in like we have. It feels GOOD!

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FIVE KIDS.

Sarah
iVillage Member
Registered: 02-09-2000
Thu, 11-12-2009 - 10:58pm
That's amazing!!!
iVillage Member
Registered: 02-09-2000
Thu, 11-12-2009 - 11:02pm
Fantastic!
iVillage Member
Registered: 11-09-2009
Fri, 11-13-2009 - 8:17am

Good morning


iVillage Member
Registered: 02-09-2000
Fri, 11-13-2009 - 8:33am

What is a debt snowflake?


A snowflake is any amount over the minimum payment due.

iVillage Member
Registered: 04-10-2003
Fri, 11-13-2009 - 9:22am
Way to go Sarah! What a great accomplishment! Keep it up!

Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Fri, 11-13-2009 - 9:30am

You've already gotten a good explination of snowflaking.

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Fri, 11-13-2009 - 9:32am

Congratulations!!!!

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Fri, 11-13-2009 - 12:35pm
Thank you very much! =c)

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FIVE KIDS.

Sarah
Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Fri, 11-13-2009 - 12:36pm
Welcome to the group! I see your question has already been answered. =c)

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FIVE KIDS.

Sarah
Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Fri, 11-13-2009 - 12:38pm
Thanks, Bex! I sure hope to, although I've only got another $400 in me until January. (Or I'll beat it out of me anyway, LOL).

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FIVE KIDS.

Sarah