How many bills do you have?

Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
How many bills do you have?
24
Fri, 11-13-2009 - 9:12am

I'm sitting here this morning & *whew* glad DH's paycheck went in.

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iVillage Member
Registered: 04-10-2003
Fri, 11-13-2009 - 9:40am

Hehehe well I have a bunch:


Mortgage, Property taxes (not included in my mortgage), Mastercard (which is the car payment), The Brick (appliances), Enbridge (natural gas), Hydro, Water and Sewar, Cable/Phone/Internet, Cell Phone, Home Security, Home Insurance, Car Insurance and cleaning lady (13 in total). As an aside, I have to keep the home security and the cleaning lady as part of the rental agreement! I can't say I'm to upset about it (well the cleaning lady anyways) because if it weren't for her, I would have lost it a long time ago!


Now, add to that my "planned spending". Every payday, money is automatically taken from my checking account and sorted into my planned spending accounts. I have accounts for: Home maintenance, car maintenance, Copays, Animals, Gifts and personal items, and one mutual fund account for long term savings. It comes out as another bill.


So yah, I am right up there with you Becky!!!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 10-01-2008
Fri, 11-13-2009 - 9:49am

I have six bills that I classify as "household" expense:

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 07-02-2008
Fri, 11-13-2009 - 10:17am

There was a time it seemed like I had a ton but its dwindled thankfully. I have the house, my car, gas, electric, water, credit card, townhome association, cable, phone, internet.


I have some bills that come yearly or so. Car registration, car insurance comes 2x a year, homeowners insurance yearly....so there are times I have way more bills than other times.

Community Leader
Registered: 07-26-1999
Fri, 11-13-2009 - 10:27am

Well, I didn't think I had a ton, but then I got looking at my spreadsheet and I am right there with you and Bex.

Photobucket
iVillage Member
Registered: 07-05-2006
Fri, 11-13-2009 - 11:21am

I try really hard to have a very small amount of bills. Quicken is my savior and a god send when it comes to my bills. I do everything online and I have reminders sent to me by email for some of them. I also have a quicken calendar that lists them all and I can take a quick look and see what's coming up for the current week. I do my bills on Thursday when my husband gets paid and I post everything that's going to be coming out of my account for the current week on Thursday, even if it's not coming out of my account for 6 days because it helps me keep track of how much I actually have to spend for the week on things like groceries and gas and how much I can put away into savings.

I can't even tell you guys how much I love quicken. I also balance my accounts daily with quicken. It's a ritual now, just like checking my email. This has pretty much eliminated my bounced checks and any late payment charges.

These are my monthly bills

Mortgage
Condo fee
Electric
Cable/Phone/Internet (all in one bill)
Gap card
Viola
Car insurance
Home insurance
Cell phone
Car payment (got a car last weekend, by the way...)
EZpass
Healthclub
Condo Fee Debt
DH's life insurance

14 bills and 3 of those are in the works of being paid off soon! I also try to spread them out evenly through the 4 weeks of the month.

iVillage Member
Registered: 07-02-2008
Fri, 11-13-2009 - 11:55am

Don't think you were gonna get away easy on slipping that in Abbie.


WHAT kinda car? What year? How many miles? Do you love it!?!?!?

iVillage Member
Registered: 08-02-1998
Fri, 11-13-2009 - 11:57am
Just checked my list , I have 19 bills, not including my cc's or loc's. I'm including our auto withdrawals for our tfsp's, rrsp's and resp that we have.




iVillage Member
Registered: 11-17-2007
Fri, 11-13-2009 - 1:12pm

Lets see,


1.There is one big check that goes into the other bank account for 750.00 that covers mortgage insurance taxes on the house then life insurance Raymonds life insurance me, auto insurance and news paper.


2. We just bundled the cable, internet, phone, this week, into one bill 140.00


3, Louisville gas and lights 100.00


4. Water ever two month or 50.00 a month


5. Sprint. 46.00 a month


So that is 5 bills for household.


Bills are 4 credit cards still total 200.00


So that makes 9


10. Raymond's spending money 100.00


11. Taxes on the other house.

Avatar for sohappilyme
iVillage Member
Registered: 03-26-2003
Fri, 11-13-2009 - 1:23pm
I have 11 debts (which includes our mortgage and my mom's b/c we're paying it) and 15 monthly expenses including utilities, gas, and groceries. One of my "debts" is a sum of a few debts that are absolutely ancient but I can't delete them in good conscience. My first focus, however, is on "credit report debt" b/c I want my new house!

Photobucket


FIVE KIDS.

Sarah
iVillage Member
Registered: 08-04-2008
Fri, 11-13-2009 - 1:41pm

Ok, I'll bite, but what do I get if I win???



  1. House payment
  2. Home Equity Loan
  3. GM Visa DH
  4. Amex - Costco - DH
  5. USA Visa - DH
  6. AMEX for company
  7. Chase Visa - mine
  8. NCB Visa - Mine
  9. Target - mine
  10. Kohls - mine
  11. Home Depot Card -mine
  12. HSBC - mine
  13. Capitol One - mine
  14. Electric House
  15. Gas house
  16. Car Insurance - DH
  17. Car Insurance ME
  18. House phone/cable
  19. Direct TV House and Cabin
  20. Cabin electric
  21. Cabin phone
  22. Cabin oil heat
  23. Verizon Wireless
  24. Doctor for kids
  25. Dentist for kids
  26. Student Loan - me
  27. Property taxes home
  28. Property taxes cabin

I think that is about it.




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