YET another "flake" question from me!

iVillage Member
Registered: 08-23-2006
YET another "flake" question from me!
3
Wed, 11-25-2009 - 12:25pm
OK, I was getting ready to make my first flake!! I was gonna go online and make a payment of $20 to a card. But I wanted to check with you guys first. I have a minimum payment due of $49
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iVillage Member
Registered: 10-01-2008
Wed, 11-25-2009 - 1:34pm

My suggestion, call that particular credit card company and specifically ask.

Norma


"Patience is the best remedy for every trouble"- Plautus


Avatar for cl_beckymk
iVillage Member
Registered: 03-19-2003
Thu, 11-26-2009 - 12:57am

If I'm understanding this right, you should be fine.


Due date Dec. 3 for minimum of $49


November 25 -- send in $20 "snowflake"


December 1 -- send in $100 to cover your minimum (since you said double)


Therefore your minimum of $49 will be paid by Dec. 3.


I know the CC like to play games but that would be a new one on me if they counted any payment before the due date as "less" than the minimum.

iVillage Member
Registered: 04-10-2003
Thu, 11-26-2009 - 8:49am

I do this all the time because I like the money gone out of my account asap.


I have been known to send 6 or 7 payments to a CC in a month. I view all my statements online, so the way it works is this:


Say my minimum is $300 and I send $50. Once it posts, my minimum will adjust to become $250.


Bex -