Wanting to complain.........

iVillage Member
Registered: 11-14-2008
Wanting to complain.........
6
Fri, 11-27-2009 - 4:46pm

but I really should not.(warning, slight vent)

It has been a great year. My bf and I have accomplished a lot in the debt repayment area, and both have jobs with no sign of them ending at all. My kids just both got great report cards and everyone is happy and healthy. (Except Bf who has nasty cold that is hanging on but nothing serious it seems)

But I might complain anyway hehehe. I am getting pretty nervous about this winter and business credit line going over. I have applied for a credit line raise but do not think I will get it. I only have a few thousand left to go on my ticker, but I am remiss to put anything extra in the form of a flake on the ticker for fear of going over and my credit line needing a cash bandaide. Things are just going slower right now and I suppose the ticker is for "me" but my other two goals are to save for the kids education and pay down bf's student loan(crazy I know the combo of those two things). I want it be about me again!! LOL! I want to save for a house and we won't be able to do that for a couple of years. I get so cranky when I sit back to realize my kitchen flooring has chunks out of it and the bathroom is really outdated by decades and the basement is torn apart and gross. And I can't change any of that for another two years, probably three! And that is just starting to save for a down payment in two or three years, not build. Oh yes, and my boyfriend's 94 chevy pick up I drive is a treasure(no payment though and it works fine so I know I should not complain). Everything is so old!

I will just need to take solace in the fact that my business is doing ok and I am not back sliding on anything.(I will own my land and building in less than a year now! yeah me!) Even if things are not going as quickly as I want they are still going in the right direction. I can't work anymore than I do to speed things up and I'm not going to sell anything, we got such a good deal on our car. Boy, am i going to appreciate that new house some day though.

Like I said I shouldn't complain! Just stuck in a rut I suppose! I need to kick myself in the pants and tell myself to be happy because I'm doing it right! And to enjoy the little things, because those are important too!


iVillage Member
Registered: 08-29-2006
Fri, 11-27-2009 - 5:42pm

Hugs girl. Sounds like you are working so hard and want what you want right now. I think we can all relate! You are not alone.

You are so great for being frugal! A paid off truck is so great. Boy, trucks are expensive, so good for you for holding on to the one you've got. I think we had one for thirty years, kept rebuilding it, but it ran and did the job.

We rent our house and don't think we will ever be able to afford a home in our area. So good for you for what you have done with your business property, kudos!

Glad you have vented! It's good to get it out amongst friends. And way to go on your ticker! HTH.

iVillage Member
Registered: 04-12-2007
Fri, 11-27-2009 - 8:06pm

You vent all you want!!!


Sometimes I, too, feel like "I've done so good; I want everything NOW!"

iVillage Member
Registered: 10-01-2008
Sat, 11-28-2009 - 8:47am

With only a year to go on the land and building, give yourself a big pat on the back.

Norma


"Patience is the best remedy for every trouble"- Plautus


iVillage Member
Registered: 04-10-2003
Sat, 11-28-2009 - 9:13am

ITA with Norma! Likely what you are feeling on top of debt fatigue is the november blues. I have really been struggling with this lately (on top of all my other struggles) and looking around my house going "I hate this I hate that".


You have done SO WELL. You have a nice little cash buffer in case you need it (hopefully you won't and then you will have a monster flake when business picks up) and you are about to OWN YOUR OWN LAND!! Thats amazing!!! Its yours. You. No One else!


I suffer from the November blues to. Try to remember to get outside even for 15 minutes to get some sunlight on your face (yes its there, even if you can't see it!). It really does help with the mood this time of year!


Bex -


"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."


Bex -

iVillage Member
Registered: 11-14-2008
Sat, 11-28-2009 - 10:50am

Thanks for listening.

That is exactly what I have "debt fatigue"!! I'm really tired of paying things off. But it has to be done so I will survive.

I don't think we would qualify to add onto our mortgage to build if we don't pay off this student loan debt first and have a healthy down payment. And I don't want the mortgage payment to be ridiculous, so I am trying to think ahead and plan.

One foot in front of the other and we will get there.


iVillage Member
Registered: 02-09-2000
Sat, 11-28-2009 - 9:02pm

I have been looking around my house going "I hate this I hate that".


It's so nice to know it's not just me having these thoughts!